Retail & Commercial

Construction loans are a big source of interest income for community banks but also carry a lot of risk. A few fintech firms say their platforms can reduce the risk and improve the lending process.

Iberiabank in Lafayette, La., is planning to raise at least $255 million from a common stock offering.

Piloting distributed ledger technology is important. However, banks need to temper expectations regarding the returns.

Lines are nothing new in Venezuela, where the economy is shattered. Now added to the indignities of daily life in a country desperately short on most everything except crime is the ATM hustle, as banks crack down on what customers can take out.

Opus Bank in Irvine, Calif., continues to bolster its credit ranks following a surprising third-quarter loss.

Wells Fargo is making an exception to its retirement policy for its longtime general counsel, who plans to remain with the company indefinitely to deal with the fallout of the fake-accounts scandal.

The Office of the Comptroller of the Currency will start granting limited-purpose bank charters to fintech companies, but intends to maintain high standards for new entrants.

Radius Bank in Boston has bought a national equipment finance business from NewStar Financial in Boston.

Unity Bancorp in Clinton, N.J., has a deal in place to sell $15 million in common stock over time.

After more than two decades bringing underbanked consumers into the mainstream, Bryant has found a way to combat financial illiteracy that also addresses two critical business problems facing banks today: keeping branches relevant and finding new customers.