Retail & Commercial

Executives at Heritage Commerce and Pacific Continental on the West Coast and Texas Capital Bancshares are catering to niche customers and building market share close to home instead of taking grand steps to expand.

Small banks’ perch in small-business lending is being steadily eroded by large, credit-card issuing competitors.

CardFlight aims to make in-person purchases easier by enabling merchants to accept swiped card payments within their own mobile apps.

Chief Executive Brian Moynihan faced angry comments from more than 30 shareholders, but most criticized the company's financing of the coal industry, not its mortgage servicing or foreclosure practices.

U.K. retail giant Marks & Spencer is claiming big results in emerging payments technology.

More than 60% of the banks still remaining in the Troubled Asset Relief Program have been labeled "problem" institutions by the Federal Deposit Insurance Corp., casting doubt on their ability to repay the Treasury Department before the program is wound down.

Fiscal third quarter earnings at BofI Holding, the $2.9 billion-asset parent of BofI Federal Bank in San Diego, rose 37% from a year earlier, to $10 million or 74 cents a share.

New reports from Fannie Mae and Freddie Mac show the value of a government guarantee on multifamily mortgages.

Mega-banks are feeling pressure from shareholders and the public in ways that seemed unlikely even a few weeks ago.

Monarch Community Bancorp in Coldwater, Mich., plans to raise $16.5 million through a private placement.