Retail & Commercial

Aided by its first whole-bank acquisition in seven years, City Holding Company (CHCO) in Charleston, W.Va., reported a $10.9 million profit in the fourth quarter of 2012, up 13% from the same quarter a year earlier.

Delinquency rates on student loans made in the past two years stand at 15% in the U.S. as recent graduates struggle to find jobs, Fair Isaac said.

Charles R. Crowley and Michael C. Voinovich will open an investment banking office in Cleveland for Boenning & Scattergood.

Grandpoint Capital's plan to acquire its ninth bank in less than three years has been terminated, or possibly just iced for now.

Wells Fargo (WFC) may see an 18 percent drop in mortgage revenue this year as profit from selling loans shrinks, according to Richard Staite, an analyst at Atlantic Equities LLP.

WesBanco in Wheeling, W. Va., reported higher quarterly earnings because of a lower loan-loss provision and higher interest income.

Working with Accion, the companies plan to connect governments, NGOs, the private sector and others to expand access to credit, savings, payment tools and insurance for people across the globe.

Zions Bancorp., in Salt Lake City, took an $84 million charge related to trust-preferred collateralized debt obligations last quarter, but experts say it will pay off. Better loan totals help, too.

Card fraud is now harder to perpetrate in parts of the world that have adopted the new technology, so criminals appear to be focusing more on the United States.

Fraud losses on U.S. credit and debit cards, after years of decline, now appear to be on the rise again. And one key culprit, according to experts, is this country's slow adoption of technology that will improve security.