Retail & Commercial

Bank mergers and acquisitions will increase only slightly as capital levels and regulatory limits prompt buyers to choose targets carefully, says Nadine Mirchandani of Ernst & Young.

Discover, which has been testing the features of its new "it" credit card in some markets since mid-2012, announced Jan. 2 the nationwide launch of the product.

Avoid a change if your bank lacks the ability or resources to implement it successfully. Instead, consider accepting low growth, managing the institution for cash and returning the excess capital to shareholders.

PayPal signed many new retail partnerships this year, while also building a digital wallet and a handful of plastic cards to complement its online payment system.

We revisit some of the best comments readers posted to AmericanBanker.com and BankThink.com in 2012.

When account opening was proving too slow, AloStar Bank of Commerce turned to a solution that automatically performs identity and credit checks.

A longtime director of the troubled First Financial Northwest (FFNW) has retired from the Renton, Wash., company's board.

Regulators apparently agree with widespread criticism that the vast foreclosure review process went off the rails.

C1 Bank will likely need to strengthen its compliance department before buying a branch in downtown Miami from U.S. Century Bank.

Jacksonville Bancorp (JAXB) in Florida has sold roughly $25.1 million of troubled assets and completed its previously announced $50 million capital raise.