Retail & Commercial

Community banks should exploit their advantages based on convenience, personal service, local decision making and a relationship model reliant on deep customer knowledge.

The rumor mill is catching fire as Apple nears its next product launch. Changes to the iPhone, iPad and other systems could affect initiatives at many payments companies.

Small business owners in Europe certainly won't have a shortage of mobile payment options to choose from, as more companies enter the market locally and from the U.S.

Just as the plastic card liberated many consumers from a reliance on cash and coin, alternative payment sources are gaining enough adoption to steal transactions from plastic — with a little help from the very companies these digital currencies threaten.

JPMorgan Chase (JPM) has outbid its competitors to snag about a third of the ATMs, the most of any financial institution, located at the busiest airport in New England.

Criticized in the past for its high fees, the company rolls out a new flat-fee account that does away with charges for bounced checks, account inactivity and using out-of-network ATMs.

The selloff in Treasuries that extended through much of this month underscores the dangers of adding exposure to long-dated bonds, but both large and small banks have been doing just that in recent quarters. Use this interactive graphic to examine the maturity profiles holding companies with at least $1 billion in assets.

Hamilton Bank in Baltimore has received regulatory approval to take the second step to a stock-owned company from a mutual holding company.

Payments-industry rivals sometimes put their differences aside to achieve a common goal.

Kentucky First Federal Bancorp (KFFB) is seeking to waive its right to receive a dividend despite lingering uncertainty as to whether regulators will allow mutual holding companies to make that move.