Retail & Commercial

Dodd-Frank-required study finds borrowers are younger and seniors are increasingly taking out bigger loans.

First Niagara Financial Group (FNFG) has sold $3.1 billion of mortgage-backed securities to reduce risk exposure and improve its capital ratios.

BancAlliance, a young cooperative for small banks, has the capital and lending team in place to make a splash in an area that hasn't had much action since the financial crisis: equipment finance.

Seven months after it was created through the merger of Nara Bancorp and Center Financial, BBCN (BBCN) Bancorp in Los Angeles has repaid the funds its two predecessor companies received from the Troubled Asset Relief Program.

Chicago is home to dozens of banks and more than 700 branches. A number of those branches closed as banks in the city failed or were sold. Here is a look at how developers have found new use for those abandoned locations.

Toys "R" Us' relaunched credit card from GE Capital has a bunch of new features to drive repeat purchases in its latest play against competitors such as Target and Wal-Mart, both of which lack such specialized rewards.

When Global Payments last March revealed it had suffered a data breach, executives at tokenization vendor Protegrity began what amounted to a verbal campaign calling for fraud liability to shift to processors. Elavon must have thought Protegrity was onto something.

Unlike last summer, deposit levels have been relatively stable recently as the euro crisis has reached a new crescendo. Either the most nervous money has already fled to the shelter of the bank safety net, or tensions are only just building.

Capital One Financial (COF) has chosen a site outside of Richmond, Va., as the home for its new $150 million data center.

Blogger Felix Salmon tests whether it's faster to deposit a check via mobile phone or at a nearby ATM in a video posted this week.