Bank technology

SAN FRANCISCO — Despite their preferences, until recently consumers had few options other than credit cards for online payments, industry observers say, but dozens of companies are offering or developing alternatives that are starting to eat into cards' share of online transactions.

The banking outsourcing provider Online Resources Corp. has come out with a version of its online collections service for small and midsize lenders, billers, and receivables management companies.

The Clearing House Payments Co. LLC said Wednesday that it will combine its check and check image clearing operations on Oct. 1.

NEW YORK — Bankers underwriting First Data Corp.'s loans are expected to sell between $9 billion and $10 billion of the deal, a source familiar with the situation said, nearly double what they set out to sell when they began marketing the deal last week.

Six years after terrorist attacks in New York and Washington exposed glaring weaknesses in banks' data security and disaster recovery systems, a pair of research groups have developed a standardized approach that companies can use to benchmark their own readiness.

S1 Corp. has incorporated customer relationship management software from Econiq Inc. of Boston into its sales and call center applications.

The online debt collector Debt Resolve Inc. said Monday that it has pulled out of its deal to buy Creditors Interchange Inc.

JPMorgan Chase & Co. has started offering an electronic settlement system called AP Trac, the first offering to result from its May purchase of the corporate invoicing and payments technology provider Xign Corp.

The New York private-equity firm Kohlberg Kravis Roberts & Co. completed its acquisition of the Denver payment processing company First Data Corp., one of the largest leveraged buyouts in history.

Revolution Money Inc., a new online payment venture, is betting that its system for sending funds through instant messaging software, and its roster of backers, will help it stand out among the alternative transaction providers that are trying to attract users.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

ACI Worldwide Inc., a New York developer of payments software, reported a second consecutive quarterly loss and sharply reduced its earnings guidance for the year.

Clairmail Inc. and VeriSign Inc. are expected to announce today that they have combined their mobile banking products to offer interactive cell phone alerts on a hosted platform.

Fiserv Inc. of Brookfield, Wis., has agreed to integrate biometric authentication software from BioPassword Inc. of Issaquah, Wash., into some of its front-office applications.

The Monett, Mo., banking technology and outsourcing provider Jack Henry & Associates Inc. has agreed to offer its bank and credit union customers identity theft protection services from LifeLock Inc. of Tempe, Ariz.

A payments technology company is touting the sale of gift cards through automated teller machines.

TradeCard Inc.'s request for a second trial was denied in its patent infringement suit accusing Bank of America Corp. and S1 Corp. of using its technology for automated processing of letters of credit and purchase orders in international trade.