Bank technology

Tokenization versus encryption has been a topic of debate over the past year, but confusion remains around which technology will best enable compliance with the PCI DSS.

The Belgian consultancy Capital Markets Co. said the benefits of its deal to be acquired by FIS would far outweigh any business it might lose in being owned by a vendor.

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Point of sale terminals five years from now may not look much different from today's devices, but big changes are expected for the software running on them.

The conversion of State Bank of India's massive branch network to a new core processing system should give even the largest American players a taste of the obstacles — and rewards — of moving to a new core.

FinTech 100: Jeffery Yabuki says he never doubted his company's ability to endure the financial industry's recent downturn, which eliminated a handful of the banks using its technology and is an ongoing threat to the survival of others.

FinTech 100: SunGard is following the money in banking these days, with its company-leading Financial Systems division responding to regulatory demands.

FinTech 100: The varied characteristics of two recent deals are more reflective of how sweeping regulatory changes have shaped the banking industry's priorities in the last year than of FIS' acquisition appetite.

FinTech 100: There should not be any question as to whether Tata Consultancy Services' (TCS) BaNCS core processing solution can scale.

FinTech 100: Self-service checkout counters at supermarkets. Vending machines loaded with DVDs. If you ask William Nuti what these devices have to do with financial services technology, he'll tell you: Everything.

FinTech 100: The much maligned mortgage market has the entire banking industry scrambling. For Lender Processing Services it's difficult to imagine the business environment getting any better.

FinTech: First Data has had three CEOs this year, and corporate owners Kohlberg Kravis Roberts are surely hoping the third one's a charm.

FinTech 100: In the wake of regulatory reform, Diebold is betting bankers — especially in the United States — will start to address tighter margins in a financially reformed world.

FinTech 100: Nomura Research Institute's presence in the United States is limited, but it is the number one information technology outsourcing and consulting company in Japan.

FinTech 100: Almost no part of banking has changed as dramatically in the past year as the credit card industry, but TSYS — which derives 60% of its revenue from card processing — has persevered.

FinTech 100: To establish itself as a business solution provider that drives value for companies, IBM has worked to bolster its business analytics offering through a series of acquisitions.

Where else can you learn how to hide your location and identity online? Fraudster 101, of course; Microsoft Corp. takes on Zeus malware; Medicare fraud ring busted; and more.

Paysafecard Group has brought its prepaid voucher product to the U.S. online gaming market.