Capital

The New York company will enter Suffolk County after it buys Empire Bancorp.

The application for Riverside Bank of Dublin comes just six months after another group opened a bank in a nearby market.

Federal regulators should amend a capital buffer requirements for certain derivatives to avoid economic damage.

OUR Community Bank would focus on small-business loans with an emphasis on underserved Hispanic and Latino communities in South Florida.

MetroCity Bankshares has said it could use the proceeds to open branches or pursue acquisitions.

A strong economy, low-cost deposits and disruption from M&A are presenting opportunities.

The company could raise as much as $158 million by selling shares to the public.

Gulf Capital Bank has received conditional approval from state and federal officials and could be up and running late this year or early next year, its organizers say.

An initial review determined that lax oversight at Enloe State Bank allowed for the origination of more than 100 allegedly fraudulent or fictitious loans.

Regulators may be willing to grant new charters, but economic uncertainties, capital hurdles and inexperience have led the organizers of numerous bank startups to give up in the last few years.