The number of mutuals is shrinking, but those committed to the charter still have options. Attorney Kip Weissman of Luse Gorman discusses the possibilities of charter conversions for those looking to throw in the towel and potential regulatory moves that could help the ailing charter class.

Credit Karma, a credit management website, last week started offering on-demand access to credit reports from Equifax. It's the second credit report Credit Karma users can view as much as they like.

A unit of Provident Financial Services in Jersey City, N.J., has agreed to buy an investment adviser.

MB Bancorp in Forest Hill, Md., has completed its mutual-to-stock conversion.

Triumph Bancorp in Dallas has completed the redemption of preferred stock tied to Troubled Asset Relief Program debt.

Dennis Boyle has resigned as treasurer and chief financial officer of Malvern Bancorp in Paoli, Pa.

An expected ballot measure, which is backed by a prominent Democrat and Republican, would serve as a referendum on South Dakota's decades-old decision to deregulate interest rates.

The CFPB’s rapid pace is likely to continue this year as it tackles some of its trickiest areas yet, including payday loans, debt collection and overdraft protection, which are likely to have a significant impact on the financial services arena.

The Bancorp in Wilmington, Del., has sold nearly $267 million of commercial loans to an investor group.

It hasn't been easy for banks to get out of loss-sharing agreements with the FDIC, but Bank of the Ozarks recently secured the most significant early-termination deal yet. It could be a sign that banks and the regulator are getting on the same page.

Vogogo, a payments company that enables users to convert cryptocurrencies into government-backed currencies, has acquired Vanado Inc., a consulting and payment services company based in Denver.

The CFPB made an announcement in October that caused many consumer advocates to cheer and many bankers to scratch their heads. In short, it's ready to address the decades-old consumer complaint of being rejected for a checking account based on information that they believe is irrelevant, inaccurate or inconvenient.

Webster Financial in Waterbury, Conn., has changed the name of its wealth planning unit.

Old Second Bancorp in Aurora, Ill., will soon start redeeming shares it issued as part of the Troubled Asset Relief Program.

Jorge Junquera, vice chairman and special assistant to the chief executive at Popular Inc., will retire next month.

In the U.S., approximately 1.7% of credit card accounts are more than 30 days past due, which includes people who have let their bills go unpaid for more than 60 and 90 days, according to 2014 third quarter data from Experian Intelliview.

The payments industry is quickly adapting to new technology, new regulations and new consumer demands. Here are 15 of the industry's major transformations already in progress.

The coming year presents a golden opportunity for the payments industry to push for a repeal of the Durbin Amendment.

Fearless forecasts from BankThink's stable of industry veterans, experts and critics.

Verizon Communications Inc. has paid the state of Massachusetts $1.3 million to settle charges that it overbilled the state for phone service.