Visa's (NYSE: V) quarterly earnings increased by 26% from a year earlier, and its financial outlook for 2013 has also brightened, the company said Wednesday.

PNC Financial Services Group (PNC) has agreed to review mortgage loan applications in eight Northeastern states as part of a settlement over allegations that the company discriminated against a prospective borrower who was on maternity leave.

Customers Bancorp in Wyomissing, Pa., will look to give its shareholders better liquidity this year, but it is not reconsidering an initial public offering.

The Cincinnati company is teaming up with an Oregon placement agency to help its unemployed mortgage customers find jobs and, it hopes, get caught up on their monthly payments.

Customers Bank is buying a commercial loan portfolio based in New England from Flagstar. The deal would reunite Jay Sidhu with some valuable former employees.

The recently renamed ConnectOne Bancorp in Englewood Cliffs, N.J., has filed to raise up to $46 million through an initial public offering.

Virtually all discussions of banking crises these days assume that depositors should always be protected, often at taxpayer expense. Let's consider whether at least some depositors should be bailed in.

A new report finds that consumers have a deeply ingrained expectation that checking accounts should be free. It argues that banks need to become savvier and more scientific in order to overcome that barrier.

The House Financial Services Committee held its first full hearing of the year on Wednesday, with lawmakers divided on the future of the Federal Housing Administration.

BofI Holding (BOFI) in San Diego earned a record quarterly profit on surging interest income and a higher interest margin.

First Niagara (FNFG) in Buffalo has created a banking region that includes branches it bought last year from HSBC.

Promontory responds to Joe Slavens.

Flagstar has asked the Treasury to delay the sale of its Tarp shares, will have to pay more than $90 million in connection with a bond insurer's lawsuit, and announced the sale of more commercial loans.

Taking fire from the enemy is hazardous, but for soldiers who save money it offers at least one financial perk.

Capital Bank Financial (CBF) in Miami said its board had authorized the repurchase of up to $50 million of its common stock, which could take place through open-market or through private transactions.

Regulators seem obsessed with preventing false negatives: loans that pass underwriting and then default. They should consider the costs of false positives, i.e., restricting loans that probably would perform fine.

The U.S. government has padded its return on aid to Citigroup (NYSE:C) during the financial crisis.

A unit of United Community Financial (UCFC) in Youngstown, Ohio, has been freed from an enforcement action with the Federal Deposit Insurance Corp. and the Ohio Division of Financial Institutions.

A Chicago private-equity firm has acquired a mortgage company from a struggling Milwaukee bank.

Banks have nearly picked the last of the low-hanging earnings fruit.