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Market Intelligence:
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  • Compliance
    NCUA Issues Prohibition Orders For Trio Of Former CU Staffers

    ALEXANDRIA, Va. — NCUA issued three prohibition orders for November, banning the following individuals from participating in any federally insured financial institution:

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 27
  • Who Are The Real Fat Cats?

    In a Nov 13, a piece on CUJournal.com, entitled "Credit Unions Beat Banks In Loan Growth, Exec Pay And More," cited a study from Enetrix that claims that the median base salary of credit union CEOs is higher than the salary of bank CEOs of comparable size - this is very misleading.

    November 27
  • Growth strategies
    How Credit Unions Prepare For Life After $10 Billion

    CHICAGO — Three years will likely pass before Alliant Credit Union and The Golden 1 CU reach $10 billion in assets.

    By Ray Birch
    November 27
    tenbillionmark-chart.jpg
  • Lending
    Holiday Loans Drop Below 3%

    BINGHAMTON, N.Y. — More CUs are slashing holiday loan prices, cutting rates to below 3% to give members a boost at year's end.

    By Ray Birch
    November 27
  • CUJ content
    Consumers Plan To Increase Holiday Spending, Study Finds

    WASHINGTON — U.S. consumers plan to increase their holiday spending over last year, according to a recent survey conducted by CUNA and the Consumer Federation of America (CFA).

    By Marian Raab
    November 27
  • Movement Can't Afford To Wait For Failure Before Consolidating

    A former CPA colleague of mine called me this year and asked if we would be interested in buying a bank.

    November 27
  • CUJ content
    Summit CU Adds United Chemi-Con To Affiliate Program

    GREENSBORO, N.C. — Summit Credit Union announced it has absorbed United Chemi-Con Manufacturing Employees CU as part of its credit union affiliate program.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 27
  • Growth strategies
    Six Promos Catch Holiday Spirit

    Credit unions are gearing up for the holidays, setting in motion a sleigh-full of annual year-end promos aimed at helping members enjoy and cope with a season that's often as stressful as it's supposed to be jolly.

    By Ray Birch
    November 27
  • Payday Lenders - Predators Or Participants In Financial Services?

    A New York Times editorial called the payday lending industry a "predator," yet many banks, thrifts and credit unions will tell you payday lenders serve many of their customers and members. Why?

    November 27
  • A Person With Ties To The Past On What's Ahead

    Dan Egan is part of a history that goes back to the very beginnings of credit unions in the United States.

    November 27
  • Technology
    High-Tech Mobile Capture Breathes New Life Into Low-Tech Checks

    BROOKFIELD, Wis. — Rumors of the death of paper checks have, once again, been greatly exaggerated.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 27
  • Growth strategies
    'Ticker' Tallies Member Refi Savings At PSCU

    FORT WAYNE, Ind. — It's no mystery to Public Service CU members how much the credit union's lending program is saving them - the total is right in the middle of the CU's home page.

    By Ray Birch
    November 27
  • Growth strategies
    Team Of Sales Consultants Is Leading The Charge To Change The Culture At Mountain America CU

    WEST JORDAN, Utah — Mountain America Credit Union has improved its internal sales culture thanks to a team of sales consultants who make regular visits to its branches, resulting in significantly more new accounts and a Credit Union Journal Best Practices award.

    By Michael Bartlett
    November 27
  • Growth strategies
    Diamond FCU's First-Time Auto Buying Program Targets Millennials And Relationships

    POTTSTOWN, Pa. — Diamond FCU is making a lot of auto loans to young adults these days, but the real payoff isn't the asset dollars — it's the relationship.

    By Ray Birch
    November 27
  • Growth strategies
    CU ONE Creates Special Site To Help Employees Advocate For CUs

    FERNDALE, Mich. — Credit Union ONE has improved its employees understanding of complex regulatory issues and boosted fundraising contributions for credit union issues since launching an advocacy page on the CU's intranet site.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 27
  • Growth strategies
    How Closing Branches Actually Meant Better Member Service At Aspire FCU

    CLARK, N.J. — Aspire FCU is turning around consumer loans in minutes instead of days, has reduced expenses, and most important, is keeping member service high after closing six of its eight offices.

    By Ray Birch
    November 27
  • Growth strategies
    'Co-opetition' Sparks Loan Growth At Two Credit Unions

    LONGVIEW, Wash., and SYRACUSE, N.Y. — Red Canoe CU and Empower FCU may have started something when they joined forces for lending "co-opetition" earlier this year.

    By Michael Bartlett
    November 27
  • Lending
    Three CUs Prepare For Life After $10 Billion

    CHICAGO — Three years will likely pass before Alliant Credit Union and The Golden 1 CU reach $10 billion in assets. But that growth target is already on the radars of the $8 billion shops that are preparing today for how life changes once they move beyond the threshold.

    By Ray Birch
    November 27
  • Performance reports
    More Credit Unions Will Buy Banks Next Year

    ATLANTA — The number of credit unions buying banks will likely increase next year, along with the size of the deals.

    By Ray Birch
    November 27
    ab120313buy.jpg
  • CUJ content
    Rivermark Cuts Credit Card Rates Across The Board

    BEAVERTON, Ore. — Rivermark Community Credit Union has lowered interest rates for more than 9,700 credit card holders as part of a credit card consolidation initiative.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 26
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.