One credit union sees no need in 2013 to alter a business model that led to 24% loan growth last year, boosted earnings 59% year over year, and has ROA above 2%.

Credit unions looking to continue growing in 2013 should look no further than the humble checking account, according to Dennis Dollar.

This year Shreveport FCU will focus on making more micro-loans to help small businesses in the Mississippi Delta and Shreveport areas.

To proceed with growth strategies to reach the Hispanic market, the CU must first understand the unique characteristics of the local Hispanic population.

Dollars invested into marketing this year should produce solid growth returns, observed one person who believes a great deal of the member growth CUs enjoyed last year can be credited to bank errors.

Credit unions can drive product growth in 2013 by going back and taking a fresh approach to an old standby: their websites.

For Jersey Shore FCU, much of its focus in 2013 will be on looking to rebuild its auto loan portfolio, as well as what is projected to be more than a year-long effort to recover from Hurricane Sandy.

At a time when a majority of credit unions are not growing at all, Glendale Area Schools FCU has had to put its emphasis on controlling growth.

With many credit union CEOs seeking ways to make better use of the technology they already have in place, Todd Nuttall says the answer is staring them in the face: the ATM.

For many credit unions, growing in 2013 will come down to not "standing in their own way."

Growth is a priority for every credit union. But as the story above makes clear, while the overall industry numbers look strong, nearly half of all credit unions are not growing, especially in lending and membership. In this issue Credit Union Journalprovides readers with nearly two-dozen perspectives on driving growth in 2013. This reporting is part of a series that will appear throughout the year.

Brad Pricer of CUNA Mutual Group has offered the following outline of key healthcare reform requirements taking effect this year that are garnering the most attention and questions from CUs.

Not much has changed regarding healthcare reform since the Supreme Court's decision to uphold President Obama's healthcare law-except that a number of important compliance deadlines are now bearing down on employers.

While more healthcare reform requirements kick in in 2014, the one to pay close attention to, according to one expert, is the "pay or play" mandate.

LRES Achieves 35% Growth In 2012

SAN FRANCISCO-A group of assistant branch managers at Patelco CU has filed a civil suit claiming the credit union has misclassified them as exempt employees, enabling Patelco to avoid paying them for overtime and missed meals and rest breaks.

ALEXANDRIA, Va.-NCUA has scheduled separate webinars on the Home Mortgage Disclosure Act and on the Consumer Financial Protection Bureau in the coming month.

CUES Comp Survey Now Open

One person believes that the new year offers tremendous opportunities for credit unions to grow their unsecured lending portfolios around credit cards.

For decades, credit unions have treated insurance products as the redheaded stepchild to their core business. Pressure on net-interest margins, the need for fee income that comes from helping members and not dunning them, the focus on member retention by increasing products per household, and the major jump in online banking utilization rates-all of these factors are causing a few innovative credit unions CEOs nationally to rethink insurance.