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Market Intelligence:
AI
Payments
Research
Industry Data
  • Payments
    7 Inventive Apple Pay Alternatives

    Apple Pay's contactless payment model may be straightforward and simple, but it's not the only way to move funds without cards and cash. Many companies are coming up with alternatives that work from phones, smartwatches and other devices.

    February 23
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  • CUJ content
    14 Inducted Into President's Club; CO-OP Financial's New CIO; and More

    The nation's oldest CU celebrates its employees' longevity and other personnel news from across the country.

    February 20
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  • Branch network
    Physical Branches Have Staying Power, FDIC Study Says

    Online banking, ATMs and other advances have limited face-to-face transactions, but new Federal Deposit Insurance Corp. research says the brick-and-mortar office isn't going anywhere just yet.

    By Ian McKendry
    Reporter
    February 20
  • Compliance
    Cordray on Credit Reporting: 'We’re Only Getting Started'

    WASHINGTON — The Consumer Financial Protection Bureau will continue its work to ensure credit reports are fair and freely given to consumers, agency director Richard Cordray said Thursday.

    Rachel Witkowski 092524
    By Rachel Witkowski
    Tech reporter
    February 20
  • Performance reports
    Keys FCU Net Income Surges On Restructuring Efforts

    KEY WEST, Fla. — Keys Federal Credit Union, which was placed into voluntary conservatorship by NCUA in September 2009, announced that it generated "improved performance" in 2014 by "focusing on greater efficiency and consumer lending."

    By Palash Ghosh
    February 20
  • CUJ content
    How Would You Define What a 'Small CU' is?

    As NCUA and CFPB consider raising their respective asset ceilings, CU executives are weighing in.

    February 20
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  • 2014 Dubbed 'Year of the Data Breach,' But There's no Slow-Down in Sight for 2015

    Instead of going through the front "technology" door at financial institutions, where CUs have stronger information security programs in place, they're taking the side door — through retail chains and third-party vendors.

    February 20
  • The Devil is in the Dynamics: How Boards Can Deliver Real Value

    Great boards have great dynamics among their fellow members. Contemporary research points to a parallel between successful board dynamics and overall value for a credit union.

    February 20
  • Editor's Note: From Snoozer to Sleeper Hit in Just Eight Minutes

    Clearly, that letter, penned by Tom Pinnow, president of County City CU in Jefferson, Wis., had touched a nerve. You can read it on page 6 of this edition of Credit Union Journal under the headline "If Small CUs Die Off, What Happens to Movement?"

    February 20
    Lisa Freeman
    Lisa Freeman
    Credit Union Journal
  • CUJ content
    School Thanks Nation's Oldest CU: In the Community

    St. Mary's Bank sponsors after-school art program — and other CUs' community advocacy efforts.

    February 20
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  • CUJ content
    Simulation Lab Sponsored: In the Community

    Hospital sponsorship will save lives — and other ways CUs are enhancing the communities they serve.

    February 20
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  • CUJ content
    Taking One for the Team: In the Community

    CU exec takes pie in the face for charity — and other great things CUs are doing in their communities.

    February 20
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  • Payments
    Amex Antitrust Ruling Could Spawn Price War

    If you thought American Express' loss Thursday of a big antitrust case would help its rivals, think again. Visa, MasterCard, and even card-issuing institutions could be hurt by the race to lower merchant fees that the ruling will set off.

    By Chris Cumming
    February 20
  • Corporate credit unions
    SunCorp Members 'Overwhelmingly' Approve Merger Into Alloya

    Members of System United Corporate Federal Credit Union (SunCorp) voted "overwhelmingly" to approve a proposed merger with Alloya Corporate FCU, the two corporates said on Thursday.

    By Michael Bartlett
    February 20
  • Compliance
    Have CFPB Rules Stifled Mortgage Credit? The Answer's Complicated

    CFPB officials are keeping a close watch on the Qualified Mortgage and ability-to-repay rules to gauge whether further changes should be made. But mortgage numbers don't give a clear picture on what kind of impact they've had.

    Rachel Witkowski 092524
    By Rachel Witkowski
    Tech reporter
    February 19
  • Compliance
    NACUSO Slams 'Out Of Touch' NCUA

    NEWPORT BEACH, Calif. — The National Association of Credit Union Service Organizations says NCUA is in the wrong for asking Congress to expand the federal credit union regulator's authority over CUSOs and vendors that do business with CUs.

    By Michael Bartlett
    February 19
  • Compliance
    NCUA Board Examines the Definition of 'Small'

    NCUA approved a proposed rule that would raise the asset ceiling for its definition of a "small entity" credit union by $50 million to $100 million.

    John Reosti Author Image
    By John Reosti
    Reporter
    February 19
  • Growth strategies
    Two Big SoCal CUs Propose to Merge

    RIVERSIDE, Calif. — The two largest credit unions in Riverside County, Calif., on Thursday announced their intention to merge to create a $1.1 billion institution serving 118,000 members in the "Inland Empire" region of Southern California.

    By Michael Bartlett
    February 19
  • New York
    Are Two CUs Necessary to Serve NYC's Cops?

    NEW YORK — Does the Big Apple really need two credit unions to serve its law enforcement community?

    February 19
  • If Small CUs Die Off, What Happens to the Movement?

    At the top of the agenda for Thursday's NCUA Board meeting is a review of how the agency defines small. One small CU suggests this is a hugely important topic for the industry.

    February 19
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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