Disruptors

Futurist Lex Sokolin believes buying banking products will be like buying generic pain relievers on Amazon.

Susan French, head of product at BBVA Open Platform, discussed the bank's vetting of fintech partners and how it deals with the competitive threat that their products present.

It's the latest move by Radius to extend its banking-as-a-service offering to fintech partners.

Goldman’s consumer unit, Marcus, has so far lost $1.3 billion; big lenders like JPMorgan Chase and Amex are making loans for small-ticket items like clothes and cosmetics.

Here are companies whose strong visions and timely ideas commanded attention at the technology conference in New York this week.

The bank has developed APIs to feed customer data directly to seven fintechs and data aggregators, including MX and Finicity.

The startup, Drum, provides a marketplace for small businesses to offer promotions to influencers who can help them drum up business.

Salaryo and Joust are among the companies catering to a clientele of underbanked entrepreneurs, Uber drivers and the like. Venture capital dollars are starting to follow.

Hackers go in for the kill when challenger banks and others launch retail products. So the companies are forced to step up their defenses — fast.

The bank helped raise $25 million for the fintech because of its potential to bring banks and nonbanks together in a virtual marketplace.

Kristy Kim was an immigrant success story with a degree from Berkeley and a lucrative job — except her lack of credit history precluded her from getting a car loan. She started TomoCredit to help the many young folks who struggle to qualify for a credit card.

Real-time transactions, reward points and early access to paychecks are among the features N26 is attempting to sell consumers here.

Changing consumer attitudes about these companies and the emergence of open banking have made them appealing to venture investors, whose commitments rose 15% in the first half of the year.

Banks are right to fear the big tech companies that are eyeing financial services, according to Monish Kumar at Boston Consulting Group, who offers suggestions on how traditional lenders can protect their turf.

The Pittsburgh bank is using software initially developed by a fellow mutual to help build out its platform.

You've made it to August: Ready to hit the beach or just hide somewhere and curl up with a good read? Here are 12 books that address any need: improve your leadership skills, revive unused parts of the brain, stretch your imagination, or laugh from the gut.

The social media giant says its cryptocurrency project can bring services to the world's unbanked. Lawmakers and regulators aren’t so sure.

The challenger bank startup will use the new cash to double its U.S. headcount.

Google explored the OCC's fintech charter, then walked away; the biggest changes in digital banking could be just ahead; 'Truist' rebrand prompts lawsuit by N.C. credit union; and more from this week's most-read stories.

The Facebook digital-currency unit has a logo nearly identical to that of the challenger bank Current, which has been around since 2015.