Fintech regulations

The Clearing House is pushing contract terms that would give fintechs quicker access to consumers' financial information, but one large upstart has taken issue with the proposal's language.

The three federal bank regulators usually try to issue rules jointly, but Comptroller of the Currency Joseph Otting on Tuesday pointed to areas where the agencies may move on separate paths.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

New data analytics could help provide more comfort to banks in doing business with the cannabis industry, despite restrictive federal laws.

New technologies could ease the compliance burden for many institutions but some say they could also widen the divide between large and small credit unions.

China dominates the business. Facebook's proposed cryptocurrency could help alter the balance of power.

It’s been a bumpy decade for crypto and blockchain, but both are here to stay.

Readers react to Sen. Warren's call for banks to fund her Medicare plan, a proposal requiring big-bank CEOs to testify before Congress, federal regulators lacking Trump appointees on their board and more.

Many in the space are seeking the creation of a "flexible" supervisory regime that relies on existing authorities and a hands-off approach from state agencies, but such a plan faces an uphill battle.

It’s been a bumpy decade for crypto and blockchain, but both are here to stay.

Regulators globally are using "tech sprints" to test new anti-money-laundering solutions. More can be done, but it's a good start.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

It's time to establish a fintech commission.

U.S. banks are trying to answer a key question about open banking: Can we share our data with payment companies and other fintechs without scrapping our legacy systems? The answer is yes, with an asterisk.

Regulators globally are using "tech sprints" to test new anti-money-laundering solutions. More can be done, but it's a good start.

Why the Toronto bank is focusing on digital features; complaints about credit monitoring plans flood CFPB; the strategies midsize banks are relying on to stimulate growth; and more from this week’s most-read stories.

It's time to establish a fintech commission.

The Rakuten application has opened another front in the battle over nonfinancial companies' ownership of banks.

The Federal Deposit Insurance Corp., Office of the Comptroller of the Currency, Commodity Futures Trading Commission and the Securities and Exchange Commission announced Thursday they had joined the Global Financial Innovation Network.

A federal judge says the agency can’t issue national bank charters to fintechs; Facebook’s CEO will state his case at a House hearing.