Law and regulation

The Treasury Department recouped $62.4 million in its latest auction of the securities it owns from the Troubled Asset Relief Program, but it was unable to find a buyer for shares Guaranty Federal Bancshares in Springfield, Mo.

Politicians, regulators and lenders still have much to learn from a period dominated by the "affordable housing" ideology.

Federal agencies intervened in the private student-loan market during the financial crisis and could play a future role, said Rohit Chopra, the Consumer Financial Protection Bureau's student-loan ombudsman.

The FDIC is appealing a ruling that barred it from pursuing simple negligence claims against officers and directors of a failed bank. If the agency loses, it could have a difficult time replenishing the Deposit Insurance Fund.

The Federal Reserve has given the green light to a revised capital plan submitted by Citigroup in June.

The Regulation Room, run by Cornell University, allows the public another opportunity to weigh in about Consumer Financial Protection Bureau policies.

A federal grand jury in California on Thursday charged an individual with 21 counts of wire fraud and mail fraud for an illegal debt collection scheme.

Leonard Chanin, the lawyer leading the Consumer Financial Protection Bureau’s rule making operation, has been rehired by the law firm Morrison & Foerster, writes American Banker’s Jeff Horowitz.

HSBC, under investigation by U.S. regulators for laundering funds of sanctioned nations including Iran and Sudan, is in talks to settle the matter, two people with knowledge of the case said.

Almost four years after Fannie Mae was put into conservatorship, Treasury has yet to erase skepticism that the nation's biggest mortgage financier is as secure as Ginnie Mae.

The Federal Reserve Board has terminated a written agreement with Valley Financial that required the Roanoke, Va., company to serve as a source of strength for its bank.

The SEC's final rule on conflict minerals coming from the Democratic Republic of the Congo, is a "feel good" measure that doesn't accomplish what it intended, argues a Wall Street Journal editorial.

The Federal Reserve Bank of New York's role in the $182.3 billion rescue of American International Group Inc. has ended on a high.

The agency discusses recent steps by financial institutions to participate in healthy-food investment cooperatives, and says lenders could earn Community Reinvestment Act credit for spurring such activities in areas that need it.

Ethics plays a significant role in a company's overall value and performance. CEOs and CFOs should be working to protect their businesses - and themselves - from violations.

Agency tasked with overseeing resolutions of systemically risky firms will get assist from the SIPC when a broker-dealer is involved. But how exactly will their collaboration work?

ProPublica this week became the latest media outlet to start tracking banks' recent scandals, from JPMorgan's London Whale to HSBC's money-laundering issues.

The sad reality is that an unregulated shadow financial system pushed explosive subprime loans.

If the networks don't voluntarily implement more reasonable pricing, merchants will steer consumers to cheaper alternatives and there will soon be nothing left to fight about.

The CFPB proposed a revised rule for mortgage fees that would allow paying down points for interest on home loans.