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Market Intelligence:
AI
Payments
Research
Industry Data
  • Data sharing
    The risk for banks as embedded payments take off

    Banks that don't embrace embedded payments now risk losing out to more nimble rivals in the near future.

    By Cheryl Winokur Munk
    June 19
    chart visualization
  • Digital payments
    How the World Cup showcases payment tech

    Like the Olympics, the event is used to push and measure engagement and appetite for emerging checkout options.

    By John Adams
    Executive Editor, Payments
    June 18
    WorldCupBL
  • Payment fraud
    How the AI arms race upends payments fraud

    Payment experts detail where banks are falling short in combating AI-driven crimes.

    By Cheryl Winokur Munk
    June 8
    chart visualization
  • Goldman Sachs
    What BBVA and Goldman Sachs get from their new bet on OpenAI

    The two banks are among the large firms that are pouring $4 billion into DeployCo, a large-scale enterprise artificial intelligence venture born out of OpenAI's acquisition of AI consultant Tomoro. Payment technology experts say the deal gives the banks improved access to development expertise as new forms of AI penetrate all aspects of banking.

    By John Adams
    Executive Editor, Payments
    May 14
    chart visualization
  • Fintech
    As payment partnerships proliferate, here's how bank risks are changing

    With regulatory scrutiny on the rise, banks are putting payment collaborations under the microscope.

    By Cheryl Winokur Munk
    May 11
    chart visualization
  • JPMorgan Chase
    What payment leaders had to say at American Banker's Payments Forum

    Leaders from Wells Fargo, JPMorganChase and more talked about how banks can respond to the fast-moving changes in money movement, new forms of artificial intelligence, fraud, digital assets and more.

    By John Adams
    Executive Editor, Payments
    May 8
    WellsFargoAther
  • Agentic Commerce
    Where AI in banking is running into roadblocks

    Citi payments exec Driss Temsamani said there's more work needed to bridge gaps to enable artificial intelligence to work broadly for payments and finance.

    By John Adams
    Executive Editor, Payments
    May 6
    Citikeynoteimage2.JPG
  • Stablecoin
    Paystand aims a stablecoin at lingering holes in business automation

    The B2B payments fintech contends the digital asset can wring inefficiencies out of corporate payments processing.

    By John Adams
    Executive Editor, Payments
    May 1
    chart visualization
  • Tariffs
    How a payments fintech uses AI to battle tariff refund chaos

    Tipalti has developed a set of agentic artificial intelligence agents designed to help businesses navigate transactions and apply for refunds.

    By John Adams
    Executive Editor, Payments
    April 29
    President Donald J. Trump
  • Earnings
    Amex says Iran war has an impact, but not a big one

    A decline in Middle East travel and higher fuel prices should not put a major dent in the company's performance, execs said Thursday.

    By John Adams
    Executive Editor, Payments
    April 23
    Stephen Squeri Amex
  • Visa
    Visa deepens outreach to content creators with TikTok collaboration

    The card network and the video platform are issuing a credit card in the U.K. to address irregular compensation patterns for creators.

    By John Adams and Joey Pizzolato
    April 22
    TikTok app
  • IPOs
    Why U.S. listings are vital to Wise and Revolut

    The London-based Wise has scheduled its U.S. debut for May 11, while Revolut is reportedly considering a U.S. or a dual listing in New York and London. Payment experts say the moves are a chance to draw investors and raise their profile in a relatively new but huge market.

    By John Adams
    Executive Editor, Payments
    April 21
    Harsh-Sinha-Wise
  • Real-time payments
    FedNow tries to take its domestic success global

    The government's real-time rail, which had a banner year in 2025, has proposed a way for its members to access settlements for payments that include a party that's outside of the U.S. Payment experts say it removes some of the mud from cross-border real-time payments, but lingering hurdles remain.

    By John Adams
    Executive Editor, Payments
    April 20
    visualization
  • Inflation
    Economic turmoil opens a door for AI-powered B2B payments

    Bank of America and Oracle are among those tweaking their treasury management and supply chain technology, partly to address clients that face cash management challenges from geopolitical risk.

    By John Adams
    Executive Editor, Payments
    April 15
  • American Express
    Amex tries to 'grease the skids' for agentic commerce

    The credit card company has issued a developers' kit to perform AI agent verification and aid merchants and shoppers, and is working with agentic AI protocols from other technology companies.

    By John Adams
    Executive Editor, Payments
    April 14
    visualization
  • Blockchain
    Why banks like tokenized deposits

    Banks are more active in the digital asset option than stablecoins. Those involved say the appeal is the similarity to traditional banking, only faster and more digital.

    By John Adams
    Executive Editor, Payments
    April 10
    visualization
  • Blockchain
    Inside FIS' plans to meet banks' interest in digital assets

    Most banks are likely not large enough to not support stablecoins and tokenized deposits on their own, creating a new way for legacy IT firms to compete with fintechs.

    By John Adams
    Executive Editor, Payments
    April 9
    visualization
  • Artificial Intelligence
    How AI is breaking the financial services learning curve

    Emerging forms of artificial intelligence are moving so fast, traditional IT training isn't an easy fit. New research from American Banker shows how banks are handling training.

    By John Adams
    Executive Editor, Payments
    April 8
    visualization
  • Fintech
    How legacy payment systems expose banks to fintech rivals

    Tech overhauls aren't easy, financial tech experts say it's necessary to compete effectively with digital-focused firms.

    By Cheryl Winokur Munk
    April 6
    visualization
  • Digital payments
    What's on tap for this year's Payments Forum?

    Can banks win at agentic commerce? What's next for real-time payments? And where are mobile wallets headed? The industry's top experts will dive into these issues at American Banker's Payments Forum from May 4-6 in San Francisco.

    By John Adams
    Executive Editor, Payments
    March 30
    PaymentsForum2026preview
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.