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Market Intelligence:
AI
Payments
Research
Industry Data
  • Buy now pay later
    Affirm bulks up lending power ahead of earnings

    The buy now/pay later firm, which reports earnings Thursday, has inked deals with Worldpay to expand potential borrowers and with New York Life to obtain more capital for future lending.

    By John Adams
    Executive Editor, Payments
    November 3
    Wayne PommenAffirm
  • Government shutdown
    How the government shutdown slams B2B payments

    As the political dispute drags on, there are implications beyond government disbursements, potentially harming corporate cash positions and the larger economy, according to payment experts from Billtrust and research firms.

    By John Adams
    Executive Editor, Payments
    October 31
    CongressShutdownBL
  • Earnings
    Mastercard makes agentic AI a star of its services strategy

    During Thursday's earnings call, CEO Michael Miebach said the payment company is partnering with large technology firms and offering consulting for the emerging form of artificial intelligence, attempting to expand a strategy to draw revenue beyond card processing.

    By John Adams
    Executive Editor, Payments
    October 30
    Mastercard
  • Fiserv
    Fiserv's earnings miss 'difficult to comprehend'

    The bank technology company, which faces market pressure from fintechs, cut its outlook by about 20% and restructured its leadership following the departure of former CEO Frank Bisignano to the Trump administration.

    By John Adams
    Executive Editor, Payments
    October 29
    Orange doors with fiserv logo
  • Earnings
    PayPal places its bets on emerging AI tech

    The payment company launched new tools for merchants and entered artificial intelligence collaborations with OpenAI and Mastercard ahead of the company's second quarter earnings, which beat analyst expectations.

    By John Adams
    Executive Editor, Payments
    October 28
    Chriss-Alex-PayPal
  • Artificial Intelligence
    Mastercard-PayPal agentic AI pact shakes up e-commerce

    In an expanded partnership announced Monday, the card network and payment fintech will enable hundreds of millions of consumers and tens of millions of merchants to use new forms of artificial intelligence for shopping and payments.

    By John Adams
    Executive Editor, Payments
    October 27
    paypal sign
  • Stablecoin
    Zelle's stablecoin play spurs more questions than answers

    Zelle's parent Early Warning Services said Friday it was planning to take its peer-to-peer payments network international through a new stablecoin initiative. It says the details will come later.

    By Joey Pizzolato
    Reporter
    October 24
    Zelle in hands
  • Cross border payments
    Cross-border payments remain vexing for consumers, businesses

    There are regulatory and technology efforts to reform international payments, but it's a multifaceted, long process. Swift, The Federal Reserve, and fintechs like Wise and Revolut are pushing potential solutions. Here's what banks need to know.

    By Cheryl Winokur Munk
    October 24
    SWIFT global messaging app
  • M&A
    Global Payments' $22.7 billion Worldpay deal clears antitrust hurdle

    U.K. regulators approved the acquisition, which is part of Global Payments' plan to scale its point of sale restructuring.

    By John Adams
    Executive Editor, Payments
    October 22
    Bready-Cameron-GlobalPay
  • Real-time payments
    Government pitches disaster relief as a use case for FedNow

    Five years after the government struggled to disburse pandemic relief checks, the Fed is using improved processing for emergency funds as a reason for banks to get onboard with FedNow.

    By John Adams
    Executive Editor, Payments
    October 22
    Is FedNow a big deal? Probably not according to Shane Hamby
  • Fintech
    Revolut, SumUp make moves in Mexico

    Revolut receives a banking license, while SumUp introduces its payments hardware. That and more in the American Banker global payments and fintech roundup.

    By John Adams
    Executive Editor, Payments
    October 22
    Revolut1220
  • Payments
    Exclusive research Why some banks are saying yes to stablecoins, and others are saying no

    Banks and credit unions are steering away from stablecoins chiefly due to lack of customer demand, per new American Banker research.

    By Frank Gargano
    Data Reporter
    October 21
  • Stablecoin
    Inside Paxos Labs and Aleo's 'stablecoin salaries'

    The two companies are collaborating on making the digital asset private for payroll and other business transactions. While it's unusual, as the most well-known stablecoins are on public ledgers, tech firms are warming to the idea.

    By John Adams
    Executive Editor, Payments
    October 21
  • Earnings
    Amex touts card refresh; says government shutdown not an issue

    SEO Steve Squeri told analysts its platinum card upgrade has gotten off to a strong start, and added he's not noticing signs of consumer weakness due to recent political battles.

    By John Adams
    Executive Editor, Payments
    October 17
    amex1021
  • Buy now pay later
    Affirm takes a page from Amazon's playbook with 0% Days

    The BNPL lender is launching a three-day shopping event that pushes 0% financing offers to draw more consumers into the app and increase sales volumes for merchants ahead of the holiday season.

    By Joey Pizzolato
    Reporter
    October 16
    Installment Loans Provider Affirm Holdings Plans IPO
  • Artificial Intelligence
    Mastercard, Visa embrace agentic AI

    Mastercard has added an "agentic cloud" to speed deployment, while Visa has issued a protocol to help AI agents communicate. That and more in American Banker's global payments and fintech roundup.

    By John Adams and Joey Pizzolato
    October 15
    Visa and Mastercard acceptance sticker
  • Payments
    Exclusive research Large banks lead the cryptocurrency pack, credit unions close behind

    New research from American Banker finds that most are still hashing out plans for crypto and stablecoins, but a handful have already launched projects.

    By Frank Gargano
    Data Reporter
    October 15
  • Loyalty and rewards
    The GENIUS Act is spurring boom in crypto rewards

    Credit cards that pay rewards in cryptocurrencies are nothing new, but the GENIUS Act has opened the door for new incentive programs.

    By Joey Pizzolato
    Reporter
    October 14
    Cryptocurrency
  • Payment cards
    How fintechs are threatening banks for B2B commercial cards

    Firms like Brex and Ramp are adding new tech faster than legacy banks, according to payment experts.

    By Cheryl Winokur Munk
    October 13
    Brex
  • Payment processing
    How Stax is battling agentic AI's incursion into payment processing

    The company is becoming a full-fledged processor and accelerating its artificial intelligence plays, moves CEO Paulette Rowe said provide more control over agentic commerce, which payment experts say is threatening traditional payment facilitators.

    By John Adams
    Executive Editor, Payments
    October 10
Load More
23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.