Payments

The BNPL lender is launching a three-day shopping event that pushes 0% financing offers to draw more consumers into the app and increase sales volumes for merchants ahead of the holiday season.

The bank technology company has released Smart Basket, which uses emerging artificial intelligence to improve transaction routing, a strategy that's quickly becoming table stakes for fintechs and financial institutions that offer payments.

New research from American Banker finds that financial institutions are asking about ROI, infrastructure costs and compliance burdens.

Mastercard has added an "agentic cloud" to speed deployment, while Visa has issued a protocol to help AI agents communicate. That and more in American Banker's global payments and fintech roundup.

"We actually see a little bit more strength in the nonprime [consumer]," CFO Brian Wenzel told American Banker.

New research from American Banker finds that most are still hashing out plans for crypto and stablecoins, but a handful have already launched projects.

Credit cards that pay rewards in cryptocurrencies are nothing new, but the GENIUS Act has opened the door for new incentive programs.

Firms like Brex and Ramp are adding new tech faster than legacy banks, according to payment experts.

Habner, Head of U.S. Branded Cards and Lending at Citi, sits down with American Banker Editor-in-Chief Chana Schoenberger to discuss the credit card market.

Barker sits down with American Banker Editor-in-Chief Chana Schoenberger to talk about her business.