Portfolio diversity

Peoples Bank in Arkansas once used brokered deposits to fund more loans to underserved borrowers. It could do so again if Congress loosens restrictions, says CEO Mary Fowler.

An article in The Atlantic warning that collateralized loan obligations will be banks’ next downfall overestimates the risk of these securities.

Institutions need to think about revenue streams and portfolio diversification as the coronavirus affects much of the U.S. economy.

With declining interest rates, credit unions that rely heavily on interest income from their investment portfolios may struggle.

The global bank’s overhaul plan will put taxpayers and the financial system at risk.

Credit unions can reduce concentration risk and free up funding for new loans though participations but many institutions are hesitant about the process.

Software startups say bringing borrowers, builders and lenders onto one digital platform can remove some of the risks lenders faced during the crisis.