WASHINGTON — A group of representatives from across the credit union spectrum has banded together as Credit Union Voices and will be hosting a booth at CUNA's GAC here next week allowing guests to comment on and submit letters regarding NCUA's revised risk-based capital proposal.

Two activist groups are urging the Fed and OCC to investigate whether OneWest used donations and other sweeteners to buy community support for its sale to CIT.

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including the downside of public banking and the vulnerabilities unaddressed by global regulators' bail-in plan for megabanks.

Observers fear state regulator Benjamin Lawsky's proposal to model anti-laundering reviews after Sarbanes-Oxley requirements could thin ranks of compliance specialists and slow monitoring.

Much of the Fed's decidedly more hawkish view on bank regulation stems from Gov. Daniel Tarullo, and some reform advocates fear that it could become less intense when he departs.

Community and regional banks should be subjected to simpler rules than very large banks, the chairman and CEO of the Buffalo, N.Y., company said. In fact, size is the wrong determinant for risk-based regulation, he said.

All 31 firms that took this year's Dodd-Frank Act Stress Test had enough capital to withstand the Fed's hypothetical severe economic scenario, but several of the largest banks were teetering on the edge of the leverage and risk-based capital requirements.

WASHINGTON — House Republicans reintroduced several hot-button bills this week, helping to set the stage for some of the political fights to come later in the year.

Banks process billions of dollars in international remittances, and the business is growing. But complex competing forces — namely anti-laundering rules and pressure from humanitarian groups — make the decision to stay in the business a difficult one.

Loan demand continues to increase across the country, even though some economic sectors are still struggling, according to a report released Wednesday by the Federal Reserve Board.

Some newcomers to mortgage servicing did not hedge because hedging would have increased costs. Had rates moved up, the strategy would have paid off handsomely. Instead, it worked against them.

Republicans are working to craft a Dodd-Frank regulatory relief bill this spring, but pushback on cost-benefit analysis mandates could derail the process.

The Conference of State Bank Supervisors wants Congress to adopt a formal community bank definition, based on qualitative factors such as local governance structure and business models.

Consumer Financial Protection Bureau Director Richard Cordray said a review of its "qualified mortgage" rule will allow enough time to consider changes if lawmakers fail to make progress on housing finance before a key deadline.

The Financial Stability Board’s proposed capital and long-term debt requirements would only go part of the way toward ending the risk of government bailouts. If regulators really want to get rid of too big to fail, they need to deal with over-the-counter derivatives market.

Consumer Financial Protection Bureau Director Richard Cordray said a review of its "qualified mortgage" rule will allow enough time to consider changes if lawmakers fail to make progress on housing finance before a key deadline.

The paper by a consultant with the Office of Financial Research said that projected losses in the 2013 and 2014 tests were "nearly perfectly correlated," suggesting that the tests have become "less informative."

NCUA will webcast a seminar on field of membership expansion and improved service to underserved communities, the agency announced Tuesday.

JPMorgan Chase has agreed to a $50.4 million settlement with the Justice Department for robo-signing documents sent to homeowners in bankruptcy and for related abuses.

Though stress tests are widely viewed as a successful and critical exercise, there are growing concerns that regulators — and the banks themselves — may have become too reliant on them, overshadowing other aspects of the supervisory process.