Utah's America First Credit Union will begin advertising rewards and promotions on its online banking website using the targeted promotion technology developed by Cardlytics.

As consumers continue to embrace mobile banking and payments technology, banks and credit unions have to establish their place in that ecosystem as a partner willing to guide customers through the mobile commerce process.

PNC has piled an abundance of features onto its Virtual Wallet online banking account since the product's 2008 launch, and the underlying technology has creaked loudly under the strain.

After enjoying strong growth in its credit card business in 2012, Discover Financial Services is investing some of those returns in a more diverse range of products.

As many individuals open their wallets and donate to a variety of charitable causes during the holidays, con artists and fraudsters are lurking online, using websites equipped with payments technologies, text messaging schemes and other methods to scam well-meaning do-gooders out of funds intended for worthy causes. It’s an ever-growing problem being addressed by e-commerce industry participants, law enforcement and other groups.

It is not likely manufacturers and owners of ATMs will experience a more interesting – or challenging – year than 2012 any time soon.

JPMorgan Chase & Co. agreed to acquire online coupon site Bloomspot Inc. for $35 million to bolster its credit card division, according to a memo.

The popularity of the Square payment-card reader has sparked a new market for accessories — smaller versions of the cases and sleeves people commonly buy for the iPhones which Square readers attach to.

Voltage Security, an encryption vendor, is touting Voltage Secure Stateless Tokenization technology, which the company says provides merchants and payment processors with a new approach to protecting card data.

The Electronic Transactions Association is remaining true to its original constituents in the acquiring business, even as it opens the doors to other types of companies, according to the trade group’s CEO.

Someone has paid tens of thousands of dollars for a piece of financial history that has borne billions of swipes and trillions in transactions.

Many payments startups face the difficult task of getting consumers to switch their lifelong habits. Waspit says college students are the best audience to target because they are tech-savvy and willing to experiment.

Transactional data reveals much about a customer to a merchant. Facebook’s social data doesn't have direct ties to spending, but it paints a detailed picture of the consumer that retailers could use to create pertinent offers that shoppers will actually use.

Dollar General announced the launch of Microsoft Xbox Live PIN-on-receipt product with prepaid provider InComm, creating an easier way for consumers to purchase Microsoft Points and Xbox Live memberships.

BOSTON – A new report from the Aite Group indicates mobile banking users will triple between 2012 and 2016, and that smart phones and tablets will each serve different banking functions as mobile expands.

As BlackBerry maker Research in Motion strives to revitalize its dwindling brand, would a revolutionary payments innovation be the key to regaining its former glory?

The BBB in Ohio reports that an operation calling itself National Fraud and Investigation Agency is running a phony collections scheme and threatening to arrest or sue those who don't pay immediately.

Acculynk has entered a partnership with Gesa Credit Union to pilot Payzur, a peer-to-peer payment system.

The alternative payments provider Dwolla has garnered much attention from its recent move to facilitate payments through Twitter, but the concept has been tried before — repeatedly, and with few success stories.

U.S. consumers have spent $33.8 billion at online merchants this holiday shopping season, representing a 13% increase over e-commerce spending during the same period last year, according to Internet usage analytics firm comScore.