Not only are more banks offering mobile banking, more are also releasing multiple applications to try to appeal to as many types of banking customers as possible.

Independent sales organizations, which sell payment card acceptance to merchants, see a big opportunity in Visa Inc.’s decision to accelerate the switch to EMV chip-and-PIN cards in the United States.

Credit card charge-offs have been plunging since the middle of last year, moving against the tide of an anemic jobs environment but supported by slowing bankruptcies.

DES MOINES, Iowa-Des Moines Police Officers' CU pays nothing to offer mobile banking to members, and the $35-million credit union knows how to get members interested in the service -pushing adoption by about 45% in four months.

DALLAS-Move over, Farmville. The Texas Credit Union League is developing a new financial education game that it hopes will rival the popular Facebook application.

ATLANTA-A new series of studies from First Data found a gap between consumers' awareness and usage of mobile banking; and its authors say that bridging that gap could be key to growing Gen Y member share at credit unions.

SEATTLE-BECU members here will be able to wave their phone to pay retailers next year, as their credit union joins a number of CUs working to roll out contactless mobile payments.

INDIANAPOLIS—Indiana Members Credit Union is calling through the cloud after deploying a hosted, Internet Protocol telephone application—and has cut about 30% from monthly costs.

BOSTON-Two new studies suggest several trends are at work in credit union core processing.

NEW YORK-While mobile banking is getting much of the media and product development attention, there's a quieter channel change going on that's received little attention -the growth in online banking.

OCEANSIDE, Calif.-Members at Pacific Marine CU here were sometimes locked out of their accounts for weeks if they forgot their account information.

Credit unions interviewed for this story say the number of chat sessions is about 3% of the telephone calls they get from members. Yet CIOs say they swear by chat.

AUSTIN, Texas – Online banking solution provider Jwaala and payments solution provider eWise said they have partnered to offer a new online payment alternative for CU members, merchants and billers.

NEW YORK – Citi has rolled out a collaboration with Best Buy which it says is the first mobile rewards app.

ALEXANDRIA, Va.-Pentagon FCU employees nationwide are waving their phone to pay for things at the cashier stand-part of the VISA Digital Wallet pilot for NFC contactless payments, according to Ben Scandlen, VP-marketing at the $15-billion CU.

WALNUT CREEK, Calif.-The greatest risk with live Web chat is not knowing who's on the other end of the conversation, said several credit unions.

Rising interest in the emergence of mobile-payment technologies for smartphones appears to be spurring a gold-rush mentality among would-be developers looking to produce the next hit mobile-payment application.

The U.S. credit card charge-off rate rose slightly in July, but delinquencies fell again to an all-time low as consumers continued to demonstrate discipline in making on-time payments, Moody’s Investors Service said in a report released Aug. 19.

Credit card charge-offs have been plunging since the middle of last year, moving against the tide of an anemic jobs environment but supported by slowing bankruptcies.

Citigroup Inc. has launched a mobile-rewards application with Best Buy Co. Inc. that enables its cardholders to redeem ThankYou rewards, Citi announced Aug. 18.