Spend some time in Apple's App Store browsing the free online banking apps for the iPad, and you see a quite a few iPhone apps masquerading as iPad apps, failing to take advantage of the iPad's bigger screen and ability to host more sophisticated graphics.

ACA International, the association of credit and collection professionals, supports the Federal Trade Commission's recently finalized policy statement bringing clarity to the complexities of collecting on a decedent's debt.

ATLANTA – The Coca-Cola Company Family FCU has selected Geezeo to provide its personal financial management solution and integrated marketing platform.

A start-up company’s contactless-payment wristbands have gained the backing of the Visa brand under a product launch announced July 27.

The smartphone market is maturing rapidly, but banks risk getting left behind because a growing number of users consider the channel to be unsafe for financial transactions.

ZestCash Inc. says it's the Google of alternative lending, based on the way it calculates underwriting for loans to risky borrowers; its rival BillFloat says it's the Facebook of alternative lending, because it knows its customers.

In its latest national report on consumer credit trends, Equifax finds the credit cycle has turned as new credit growth continues. Several portfolio metrics indicate the credit cycle is moving to stabilization and growth.

NEWPORT NEWS, Va. – 1st Advantage FCU said yesterday it will deploy a new cross sell engine called KulaX, powered by Micronotes, on its online banking portal.

ST. JOHNSBURY, Vt. – Northern Lights FCU has signed with IronKey to issue its members IronKey Trusted Access for Banking, a secure browsing solution that prevents identity theft, payments fraud and online banking account takeover.

Revenue from electronic channels supported by The Western Union Co., including westernunion.com, account-based funds transfers and mobile funds transfers, grew by more than 35% during the second quarter, the company said in announcing its earnings for the period.

NEW YORK– ACI Worldwide announced this morning it has offered to acquire S1 Corp., which could scotch a month-old merger of S1 and Fundtech.

Observers have speculated that now that ISIS has signed on card networks Visa, MasterCard, Discover and American Express to work with its telecom members AT&T, T-Mobile USA and Verizon on mobile payments, it will muscle out competing scheme Google Wallet. To date, Google has signed on one card network, MasterCard, and one telecom operator, Sprint, as well as Citi, First Data and sixteen merchants as tenant partners.

HARRISBURG, Penn. – Mid-Atlantic Corporate FCU has selected ZixCorp E-Mail Encryption Services to maintain the security of sensitive information.

Signaling the opening of a new market for Chinese manufacturers and retailers, Alibaba Group Ltd. is working with Western Union to develop an online payment platform, the Chinese business-to-business e-commerce specialist announced earlier this month.

Suvidha Starnet Pvt. Ltd. will invest more than 5 billion rupees (US$113 million or 80 million euros) to expand the operations of its Beam mobile-wallet service, a sign of the growing confidence in India’s mobile-payments market.

Varying opinions exist on how quickly mobile payments will grow in the U.S., but payments executives generally believe the technology could become a mainstream option for purchasing goods and services within 36 months, new survey data suggest.

The smartphone market is maturing rapidly, but banks risk getting left behind because a growing number of users consider the channel to be unsafe for financial transactions.

Venture capitalists face a surplus of investment options in the financial technology sector.

USAA has already processed nearly $4 billion in mobile banking transactions in the two years it has offered its Deposit@Mobile smartphone app. The company is now expanding this service, which lets customers deposit checks by snapping pictures of them with their mobile device, to the iPad 2 and plotting a new wave of digital banking products.

Two-year-old mobile payment startup Dwolla has gone from zero to $1 million per day in transactions.