RALEIGH, N.C.-SECU's forthcoming NSF program is aptly called "Another Chance," not "Second Chance." The CU already offers overdraft protection. In addition, each member gets two days per year to bounce checks and not be charged NSF fees, said Rick Rhoads, SVP, e-services at SECU.

Two western credit unions — one that doesn't offer electronic bill payment, one that does but questions whether it should — are among those challenging the notion that this expensive online service is worth the cost.

RALEIGH, N.C.-SECU will begin sending text alerts of non-sufficient funds to members who are about to go negative, giving checking account holders "Another Chance" to cover a bad item before 5:30 p.m. the same day.

ROSEVILLE, Mich.-Christian Financial Credit Union here is commonly throwing out direct mail campaigns in favor of Internet advertisements at Google and Facebook that deliver bigger hits and better returns.

SAN DIEGO-Smaller CUs have outsourced core solutions for years because of the cost savings and reduced operational risks, but the economic downturn has compelled larger institutions to take a second look at this option.

ERIE, Penn.-Erie FCU is dipping a toe into member business lending (MBL), but the $320-million credit union says it has no business deploying MBL technology.

COSTA MESA, Calif.-Experian, a global information services company, recently announced the availability of a Market Insight Snapshot report that provides a descriptive portrait of identity fraud victims.

MECHANICSBURG, Penn.-When you search for someone at Facebook, ironically, you search by name. When Members 1st FCU here searches for a criminal in its digital video footage, it searches by face.

DALLAS-Members spend a lot of time setting up bill pay, so pundits argue that members won't leave the institution once they've settled into bill pay: bill pay is "sticky."

MADISON, Wis.-"Old school" online banking lets members open accounts, pay bills or transfer funds. The "new" online banking also shows members their spending trends and budgets when they land on the home page.

CORVALLIS, Ore.-Credit unions must continue to revamp their technology strategies as the industry evolves and the next generation of members joins the workforce.

SACRAMENTO, Calif. — The Golden 1 Credit Union has launched a new person-to-person (P2P) payment service called EZPay Personal Payments that allows members to send money electronically to other individuals with Internet access.

Obopay Inc. is trying something new. Again.

HIGHLAND RANCH, Colo. – Red Rocks CU has expanded its relationship with Integrated Media Management by selecting the company’s teller item capture solution.

VISTA, Calif.-Bluepoint Solutions, a provider of Remote Deposit Capture, image-based Item Processing, electronic Content Management and Receipt Management, is celebrating is 10th anniversary. Below, CEO and founder Hal Tilbury discussed the lessons learned during the past 10 years (some of which came the hard way), in addition to what he terms a "big, hairy, audacious goal" for the decade ahead.

SAN DIMAS, Calif. – WesCorp FCU has signed with Thompson Consulting & Training to offer its 900 credit union members deposit and loan pricing advice with Thompson’s CostPro product suite.

Your recent story on mobile payments could have been a great deal more informative if it had included the examples of where mobile commerce have become commonplace.

Financial institutions could experience significant drops in the rate of delinquent accounts by establishing multiple lending relationships with individual customers, the results of new research by credit bureau TransUnion suggest.

With preferences for carrying and using cash continuing to drop, more consumers expect merchants to accept debit or credit cards for payment. But not all merchants do, especially those that lack physical storefronts. Some industry insiders believe mobile-based products might help encourage them to accept electronic payments.

To reduce the cost to distribute financial-aid checks, North Central Missouri College in January began depositing the funds into students’ campus card accounts. Since making the change, the school not only has saved money, “but we haven’t had any negative feedback, especially because students now have access to their money quicker,” Sharon Barnett, the college’s vice president of administrative services, tells PaymentsSource.