BANKTHINK

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About BankThink

BankThink is a blog about ideas, trends, and other developments in financial services. The views expressed are those of the authors.

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Latest Posts

CFPB Small-Dollar Plan: Some Good Ideas, But Not Enough

Women in Banking: 'Equity,' Pokemon Go and More Bro Talk

Regulators' IM Crackdown May Increase Cyber Risk

CFPB Unfairly Controls Debate with Midnight Embargoes

Morning Scan: HSBC Banker Arrested in Forex Case

First Step Toward Real-Time Payments: Clear Up the Confusion

Lawyers Pass the Bar. Why Don't We Test Risk Managers?

Morning Scan: Fallout from Republican Shot at Big Banks

How Banks Can Avoid the De-Risking Trap

Attempt to 'Simplify' Basel May Add More Complexity

Morning Scan: New Support for Glass-Steagall; Brexit Maneuvers

Time to End Dodd-Frank’s Stranglehold on Economy

Fintech Firms Hurt by Lack of Regulatory Clarity

Morning Scan: More Bank Earnings; Trouble Brews Abroad

Risk Doctor

The First Question in Strategic Planning: 'What Can Go Wrong?'


Why Banking the Middle Class Is No Longer Profitable
Regulatory burdens (particularly the Durbin interchange cap), stubbornly low interest rates and a slow, expensive transition from branch to digital banking mean only the wealthy and the desperate are attractive customers, says Todd Baker of Broadmoor Consulting.
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