Expect More (and Increasingly Vicious) Cybercrime in 2013

These numbers, too, will only go up. And while no one has reported stolen data or major revenue losses from the DDoS attacks, America's largest banks will continue to lose a significant measure of public trust should customers be rendered incapable of logging on and performing a simple task such as making a mortgage payment.

Concrete walls and bank vaults aren't going to protect us from this new invasion. So what will? Maybe Thomas Jefferson, with visionary clarity, put it best: eternal vigilance. 

Luge Pravda is senior vice president at NetNames USA Inc., a firm specializing in online security, brand protection and anti-piracy services. He can be reached at Luge.Pravda@NetNames.com.