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RISK DOCTOR

Raising FHA's Game

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'No One Can Be 100% Certain of Compliance': Comments of the Week

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and from our social media platforms.

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Housing finance is a big problem nowadays. I think that things like decline in housing prices and higher mortgage rates. I mean how our people can afford higher prices. Yes, we all have noticed some recovery signs lately but it should not mean that houses prices have to go up right away. Looks like no one cares. We need to let people feel more confident with their personal finance. We should not scare them off with the high prices and higher mortgages rates. I honestly do not know why FHA does not want to come up with one certain mortgage loan rate and then see what is going on. I am sure it is the best deal. They make everything pricier instead. There has to be some solution. I do not want to end up applying for online no fax payday loans just to pay off my mortgage one day
Posted by AliciaS | Tuesday, March 05 2013 at 7:10AM ET
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