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American Banker - On Focus and In Depth

Saturday, March 20, 2010, as of 03:18 AM EDT

Viewpoints

Feedback: In Defense of Brokered Deposits

American Banker | Mar 11

[Re "As Regs Pinch, Banks Cool to Brokered Deposits," Feb. 18 Community Banking supplement] It would be impossible to give you a full presentatation, so let me just make some fundamental points for your consideration.

Feedback: CU Biz Lending Limit Isn't the Issue

American Banker | Mar 10

[Re "Politics, Economics Clash in CUs' Bid to Lift Cap," March 8] Doubling the credit unions' member business loan limit won't increase small business lending or create jobs.

Feedback: Dimon Just Doesn't Get It

American Banker | Mar 02

[Re "Dimon Minces No Words on Fed's Action," Feb. 25] Mr. Dimon's position, and more importantly his attitude, is reason for his disqualification from handling major fiduciary responsibilities.


Commentary & Opinion

Cards

Preaching Card Clarity, Practicing the Opposite

American Banker | Mar 09

Issuers need to create credit card contracts, monthly statements, and interactive guides that give customers an opportunity to make informed decisions and protect themselves.

Community Banking

Consumers' Chance to Have a Voice at the Fed

American Banker | Mar 11

President Obama now has an historic opportunity to make sure that the small group of governors that runs the Fed represents consumers and not just the banking industry.

Column: Reform Mustn't Come at Innovation's Expense

American Banker | Mar 18

Microcredit lending, securitization markets and, yes, even structured finance and trading activities are examples of financial innovations that can be harnessed for good.

Mortgages

Property Inspectors Need Better Pay, Training

American Banker | Mar 17

With stakes so high, it's time the industry steps up and protects the property inspectors who are working to protect lenders' assets.

National/Global

Let's Not Try to Manage Failure

American Banker | Mar 18

Regulators cannot be successful in regulating FIs so they don't fail. The best that can be done is to set up living wills or to not allow SGFIs to exist.

Technology

Paper Problems Impede Hamp

American Banker | Mar 17

At least one problem bedeviling Washington can be fixed quickly by lenders using existing technology, pleasing borrowers and boosting compliance.

Washington

What Bernanke Should Have Told Congress

American Banker | Mar 17

Last month, the Fed Chairman addressed the House without acknowledging that "easy money" policies were responsible for the financial crisis. Here is what I wish he had said.

Wealth Management

Untapped Potential in Life Insurance

American Banker | Oct 21

Life insurance can be an important addition to the products offered by licensed bankers, acting as a 'protective wrapper' for savings, 529 plans, retirement products and debt.