Viewpoints
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Feedback: In Defense of Brokered Deposits
American Banker | Mar 11[Re "As Regs Pinch, Banks Cool to Brokered Deposits," Feb. 18 Community Banking supplement] It would be impossible to give you a full presentatation, so let me just make some fundamental points for your consideration.
Feedback: CU Biz Lending Limit Isn't the Issue
American Banker | Mar 10[Re "Politics, Economics Clash in CUs' Bid to Lift Cap," March 8] Doubling the credit unions' member business loan limit won't increase small business lending or create jobs.
Feedback: Dimon Just Doesn't Get It
American Banker | Mar 02[Re "Dimon Minces No Words on Fed's Action," Feb. 25] Mr. Dimon's position, and more importantly his attitude, is reason for his disqualification from handling major fiduciary responsibilities.
Commentary & Opinion
Cards
Preaching Card Clarity, Practicing the Opposite
American Banker | Mar 09Issuers need to create credit card contracts, monthly statements, and interactive guides that give customers an opportunity to make informed decisions and protect themselves.
Community Banking
Consumers' Chance to Have a Voice at the Fed
American Banker | Mar 11President Obama now has an historic opportunity to make sure that the small group of governors that runs the Fed represents consumers and not just the banking industry.
More Community Banking Viewpoints
Column: Reform Mustn't Come at Innovation's Expense
American Banker | Mar 18Microcredit lending, securitization markets and, yes, even structured finance and trading activities are examples of financial innovations that can be harnessed for good.
Mortgages
Property Inspectors Need Better Pay, Training
American Banker | Mar 17With stakes so high, it's time the industry steps up and protects the property inspectors who are working to protect lenders' assets.
National/Global
Let's Not Try to Manage Failure
American Banker | Mar 18Regulators cannot be successful in regulating FIs so they don't fail. The best that can be done is to set up living wills or to not allow SGFIs to exist.
More National/Global Viewpoints
Technology
Paper Problems Impede Hamp
American Banker | Mar 17At least one problem bedeviling Washington can be fixed quickly by lenders using existing technology, pleasing borrowers and boosting compliance.
Washington
What Bernanke Should Have Told Congress
American Banker | Mar 17Last month, the Fed Chairman addressed the House without acknowledging that "easy money" policies were responsible for the financial crisis. Here is what I wish he had said.
Wealth Management
Untapped Potential in Life Insurance
American Banker | Oct 21Life insurance can be an important addition to the products offered by licensed bankers, acting as a 'protective wrapper' for savings, 529 plans, retirement products and debt.
