Bank Technology News' Top 10 Innovators of the Year
Job: Author and company founder
Latest breakthrough: Developed a new scoring product called CRED that uses social media as part of its credit and pricing decisions.
Job: Chief information officer
Latest breakthrough: Rolling Google Apps out across the entire company in the first major bank implementation of a public cloud.
Company: Huntington Bank
Job: Chief digital officer, online and mobile services director
Latest breakthrough: Tying text and mobile alerts to a 24-hour overdraft grace period program.
Job: Founder, CEO
Latest breakthrough: Use of social media analytics and UPS shipping data in credit decisions.
Job: Vice president of virtual banking
Innovation: Easy, online, self-service customer onboarding.
Company: Citi Ventures
Job: Head of innovation
Latest breakthrough: A company-wide idea challenge that generated 2,307 new ideas for the bank.
Company: Redstone Federal Credit Union
Job: Senior vice president, technology and operations support
Latest breakthrough: Building new applications in an industry app store and selling them to other financial institutions.
Company: Wells Fargo
Job: Executive vice president-head of Internet Services Group
Latest breakthrough: Creating specialized areas of Wells Fargo's online banking site to provide help to customers with specific needs.
Company: BNY Mellon
Job: Executive vice president and divisional CIO for Global Markets and eCommerce services
Latest breakthrough: Developing mobile apps that provide context-aware computing, allowing content delivery to change with the user's environment.
Job: Senior vice president of social media
Latest breakthrough: Combining chat tools with social media to improve customer engagements.
From social media analytics to cloud computing to context-aware computing to novel means of building applications, this year's financial services innovators are pushing the envelope.
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