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part 1 of 3
1995 1994
Total commercial real estate (a) 422.3 $397.30
Annual percentage change 6.3 4.1
Total commercial real estate as a% of total bank as 9.79 9.91
Percentage noncurrent 2.1 2.85
Noncurrent as a % of equity capital 2.54 3.62
Percent charged off 0.28 0.59
Unsecured commercial real estate (b) 19.3 $17.70
Annual percentage change 9 -
Percentage noncurrent 1.28 2.12
Percent charged off -0.14 0.64
Secured commercial real estate (c) 403 $379.60
Annual percentage change 6.2 4.3
Secured commercial real estate as a% of total bank 9.34 9.46
Percentage noncurrent 2.14 2.88
Noncurrent as a % of equity capital 2.47 3.5
Percent charged off 0.3 0.59
Construction & land development loans 68.7 $64.50
Annual percentage change 6.5 -2.9
Percentage noncurrent 2.75 4.14
Percent charged off 0.21 0.87
Multifamily residential mortgages 35.8 $31.90
Annual percentage change 12.2 7.4
Percentage noncurrent 1.99 2.73
Percent charged off 0.32 0.51
Commercial properties (d) 298.5 $283.20
Annual percentage change 5.4 5.8
Percentage noncurrent 2.02 2.61
Percent charged off 0.32 0.53
Other Real Estate Owned (e) 6.1 $9.60
Annual percentage change -36.7 -41
Other Commercial Real Estate Owned (f) 4.2 $7.40
Annual percentage change -43.2 -42.8
part 2 of 3
1993 1992 1991 1990 1989
Total commercial real est 381.5 383.5 399.2N.A. N.A.
Annual percentage change -0.5 -3.9
Total commercial real est 10.29 10.94 11.64
Percentage noncurrent 4.68 7.09 7.99
Noncurrent as a % of equi 6.02 10.32 13.76
Percent charged off 1.23 2.09 1.94
Unsecured commercial real 17.7 20 23N.A. N.A.
Annual percentage change -11.5 -13
Percentage noncurrent 4.67 7.24 7.64
Percent charged off 1.78 4.73 4.65
Secured commercial real e 363.8 363.5 376.2 385.3 371.4
Annual percentage change 0.1 -3.4 -2.4 3.8 10.6
Secured commercial real e 9.82 10.37 10.97 11.36 11.26
Percentage noncurrent 4.68 7.08 8.01
Noncurrent as a % of equi 5.74 9.77 13
Percent charged off 1.2 1.94 1.77
Construction & land devel 66.4 78.7 102.6 126.2 136
Annual percentage change -15.6 -23.3 -18.7 -7.2 5.9
Percentage noncurrent 8.18 13.99 13.9
Percent charged off 2.41 3.71 3.02
Multifamily residential m 29.7 27.2 23.9 20.9 20
Annual percentage change 9.2 13.8 14.4 4.5 9.3
Percentage noncurrent 3.31 4.77 5.64
Percent charged off 0.78 1.5 2.01
Commercial properties (d) 267.7 257.6 249.5 238.2 215.4
Annual percentage change 3.9 3.2 4.7 10.6 14
Percentage noncurrent 3.96 5.21 5.81
Percent charged off 0.95 1.45 1.24
Other Real Estate Owned ( 16.2 26.3 27.5 21.6 13.8
Annual percentage change -38 -4.7 27.5 56.3 21.8
Other Commercial Real Est 12.9 21.3
Annual percentage change -39.4
part 3 of 3
1988 1987 1986 1985
Total commercial real est N.A. N.A. N.A. N.A.
Annual percentage change
Total commercial real estate as a% of total bank assets
Percentage noncurrent
Noncurrent as a % of equity capital
Percent charged off
Unsecured commercial realN.A. N.A. N.A. N.A.
Annual percentage change
Percentage noncurrent
Percent charged off
Secured commercial real e 335.7 305.1 262.8 215.1
Annual percentage change 10 16.1 22.2 17.5
Secured commercial real e 10.72 10.17 8.94 7.88
Percentage noncurrent
Noncurrent as a % of equity capital
Percent charged off
Construction & land devel 128.4 119.9 106.7 89.2
Annual percentage change 7.1 12.4 19.6 17.2
Percentage noncurrent
Percent charged off
Multifamily residential m 18.3 17.7 15.9 12.6
Annual percentage change 3.4 11.3 26.2 16.7
Percentage noncurrent
Percent charged off
Commercial properties (d) 189 167.5 140.4 113.3
Annual percentage change 12.8 19.3 23.9 17.9
Percentage noncurrent
Percent charged off
Other Real Estate Owned ( 11.4 11 9.2 7.2
Annual percentage change 3.3 19.8 27.5 22.8
Other Commercial Real Estate Owned (f)
Annual percentage change