WASHINGTON
regulators are trying to figure out how the CRA would be applied in an era of on-line banking. Page 2
MORTGAGES
Norwest Mortgage will wind down it's controversial "Tops" program, which has pitted it against title insurers. Page 7
In buying Albank, Charter One hopes to marry its strength in generating loans with Albank's surplus of cheap deposits. Page 7
CORPORATE FINANCE
Goldman Sachs is preparing two leveraged loan packages totaling $1.2 billion. Page 8
INVESTMENT PRODUCTS
Fifth Third gained considerable heft in asset management and sales distribution by buying Ohio Co. Page 9
A small midwestern bank is enlisting images of puppies, cows, and babies in an ambitious marketing campaign aimed at increasing its sales of proprietary mutual funds. Page 9
REGIONAL
In its first foray into New England, Summit Bancorp of New Jersey is buying NSS Bancorp of Norwalk, Conn., for $139.6 million in stock. "What we are buying is not just a foothold, but access to great growth potential," says Robert G. Cox, president of Summit. Page 5
Chicago's "bank for business," American National Bank and Trust, is going out of business. The First Chicago NBD unit is expected to lose its name-and its charter-when its parent is acquired by Banc One. Page 4
CARDS
Three years after suing American Express, claiming it had filched marketing ideas from his company, an industry innovator enthusiastically announced a business partnership with Amex. Page 10
TECHNOLOGY
Banks are generally prepared for 2000, a PaineWebber analysis of 33 large institutions found. Page 12
Intuit, having encountered some speed bumps in originating mortgage loans on the Internet, is making a substantial investment in First Mortgage Network, a Plantation, Fla., wholesale lender. Page 13
MARKETS
Morgan Stanley said second-quarter net income rose 45%, to a record $854 million, as booming markets fueled investment banking gains and the sale of some unprofitable loans helped its credit card unit. Page 22
Chase's second-quarter results will reveal pressures on credit card and emerging markets operations, but will remain solid over all, a Salomon Smith Barney analyst said. Back page
