+++
MBNA Corp. Wilmington, Del. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $149.4 $123.9 Per share 0.28 0.22 ROA 2.81% 2.88% ROE 31.19% 29.89% Net interest margin 4.49% 5.40% Net interest income 175.6 180.8 Noninterest income 699.5 642.6 Noninterest expense 545.1 559.8 Balance Sheet 3/31/98 3/31/97 Assets $21,860.8 $18,107.8 Deposits 12,988.1 10,908.6 Loans 8,286.8 6,692.0
Synovus Financial Corp. Columbus, Ga. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $41.2 $35.8 Per share 0.23 0.20 ROA 1.81% 1.70% ROE 18.16% 18.23% Net interest margin 5.22% 5.21% Net interest income 106.1 98.2 Noninterest income 132.3 112.2 Noninterest expense 166.6 147.1 Balance Sheet 3/31/98 3/31/97 Assets $9,376.7 $8,650.5 Deposits 7,889.8 7,188.1 Loans 6,600.6 6,085.8
SouthTrust Corp. Birmingham, Ala. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $86.5 $70.9 Per share 0.55 0.48 ROA 1.11% 1.09% ROE 14.72% 15.97% Net interest margin 3.82% 4.04% Net interest income 273.4 244.6 Noninterest income 88.1 62.0 Noninterest expense 212.5 174.0 Balance Sheet 3/31/98 3/31/97 Assets $32,697.6 $27,350.1 Deposits 20,532.9 17,593.6 Loans 23,548.9 20,145.5
Popular Inc. San Juan, Puerto Rico Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $54.8 $49.5 Per share 0.78 0.72 ROA 1.14% 1.19% ROE 15.36% 16.32% Net interest margin 4.66% 4.57% Net interest income 212.7 180.6 Noninterest income 68.0 54.3 Noninterest expense 172.4 142.1 Balance Sheet 3/31/98 3/31/97 Assets $20,018.2 $17,401.5 Deposits 12,005.8 10,465.2 Loans 11,543.2 9,889.3
Huntington Bancshares Inc. Columbus, Ohio Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $89.5 $77.2
Per share 0.46 0.40 ROA 1.38% 1.27% ROE 17.73% 17.42% Net interest margin 4.30% 4.39% Net interest income 254.8 247.6 Noninterest income 93.7 74.6 Noninterest expense 197.8 183.9 Balance Sheet 3/31/98 3/31/97 Assets $26,330.3 $24,582.6 Deposits 17,482.2 16,368.1 Loans 17,640.9 17,039.7
Hibernia Corp. New Orleans, La. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $39.5 $34.5 Per share 0.25 0.22 ROA 1.29% 1.32% ROE 13.33% 13.01% Net interest margin 4.60% 4.81% Net interest income 126.1 112.7 Noninterest income 40.9 34.3 Noninterest expense 102.6 94.3 Balance Sheet 3/31/98 3/31/97 Assets $12,307.4 $10,611.5 Deposits 9,778.7 9,009.8 Loans 8,637.0 6,837.6
First Empire State Corp. Buffalo, N.Y. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $49.0 $41.3 Per share 7.01 5.81 ROA 1.41% 1.30% ROE 18.86% 18.24% Net interest margin 4.35% 4.50% Net interest income 141.7 136.4 Noninterest income 70.4 45.9 Noninterest expense 133.9 104.3 Balance Sheet 3/31/98 3/31/97 Assets $14,570.3 $13,122.2 Deposits 11,084.8 10,533.4 Loans 12,033.4 10,802.8
Crestar Financial Corp. Richmond, Va. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $84.9 $71.8 Per share 0.75 0.64 ROA 1.41% 1.33% ROE 16.41% 16.06% Net interest margin 4.18% 4.51% Net interest income 227.0 219.7 Noninterest income 108.7 103.5 Noninterest expense 181.0 180.0 Balance Sheet 3/31/98 3/31/97 Assets $26,081.5 $21,982.7 Deposits 17,013.1 15,815.4 Loans 16,145.9 14,214.1
Centura Banks Inc. Rocky Mount, N.C. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $22.5 $17.9 Per share 0.85 0.68 ROA 1.27% 1.17% ROE 16.29% 14.84% Net interest margin 4.43% 4.58% Net interest income 70.6 63.9 Noninterest income 34.1 26.0 Noninterest expense 67.2 59.0 Balance Sheet 3/31/98 3/31/97 Assets $7,517.1 $6,376.7 Deposits 5,497.7 4,748.2 Loans 4,782.6 4,081.8
BB&T Corp. Winston-Salem, N.C. Dollar amounts in millions (except per share) First Quarter 1Q98 1Q97 Net income $113.7 $100.1 Per share 0.78 0.69 ROA 1.50% 1.49% ROE 18.77% 17.98% Net interest margin 4.36% 4.46%? Net interest income 311.2 284.5 Noninterest income 121.1 98.1 Noninterest expense 229.0 198.7 Balance Sheet 3/31/98 3/31/97 Assets $31,535.7 $27,921.4 Deposits 20,794.8 20,337.3 Loans 21,532.3 19,220.2 ===
