+++
1998 1997
Total Consumer Loans $1,336.40 $1,280.30
Annual % change 4.38 4.58
Percent nonperforming 1.09 1.09
Percent charged off 1.19 1.23
Home Equity Lines 96.7 98.1
Annual % change -1.43 14.6
Percent nonperforming 0.43 0.44
Percent charged off 0.14 0.15
Home Mortgage Loans 668.6 620.8
Annual % change 7.7 8.21
Percent nonperforming 0.88 0.87
Percent charged off 0.07 0.08
Credit Card Loans 229 231.2
Annual % change -0.94 -1.7
Percent nonperforming 2.22 2.14
Percent charged off 5.19 5.06
All Other Consumer Loans 342.1 330.2
Annual % change 3.59 0.16
Percent nonperforming 1.06 0.98
Percent charged off 1.04 1.05
Total Loans (Consumer & Busin$3,238.50 $2,970.80
Annual % change 9.01 5.37
Percent noncurrent 0.96 0.96
Percent charged off 0.64 0.61
part 2 of 4
1996 1995 1994
Total Consumer Loans$1,224.20 $1,161.10$1,057.60
Annual % change 5.44 9.78 13
Percent nonperformin 1.15 1 0.93
Percent charged off 1 0.9 0.72
Home Equity Lines 85.6 79.2 75.8
Annual % change 8.09 4.45 4.3
Percent nonperformin 0.5 0.52 0.54
Percent charged off 0.19 0.19 0.2
Home Mortgage Loans 573.7 546.7 493.1
Annual % change 4.94 10.86 11.3
Percent nonperformin 0.98 0.88 0.91
Percent charged off 0.08 0.11 0.13
Credit Card Loans 235.2 215.8 188.4
Annual % change 8.98 14.56 22
Percent nonperformin 1.92 1.56 1.24
Percent charged off 4.09 3.34 2.65
All Other Consumer L 329.7 319.4 300.3
Annual % change 3.23 6.35 13.1
Percent nonperformin 0.97 0.97 0.87
Percent charged off 0.89 0.65 0.47
Total Loans (Consume$2,819.30 $2,602.70$2,358.20
Annual % change 8.32 10.37 9.6
Percent noncurrent 1.04 1.17 1.3
Percent charged off 0.56 0.49 0.48
part 3 of 4
1993 1992 1991
Total Consumer Loans$935.70 $848.80 $822.60
Annual % change 10.2 3.2 2.3
Percent nonperformin 1.11 1.32 1.5
Percent charged off 0.88 1.13 1.21
Home Equity Lines 72.7 73.3 70.2
Annual % change -0.8 4.4 14.3
Percent nonperformin 0.7 0.72 0.75
Percent charged off 0.26 0.18 0.13
Home Mortgage Loans 443.1 390.1 360.5
Annual % change 13.6 8.2 6.4
Percent nonperformin 1.19 1.43 1.65
Percent charged off 0.19 0.22 0.2
Credit Card Loans 154.4 135.9 139.1
Annual % change 13.6 -2.3 4.1
Percent nonperformin 1.42 1.72 1.87
Percent charged off 3.37 4.5 4.36
All Other Consumer L 265.5 249.5 252.8
Annual % change 6.4 -1.3 -6.3
Percent nonperformin 0.92 1.12 1.28
Percent charged off 0.6 0.93 1.18
Total Loans (Consume$2,150.90$2,031.90$2,052.70
Annual % change 5.9 -1 -2.7
Percent noncurrent 1.99 3.06 3.7
Percent charged off 0.84 1.27 1.61
part 4 of 4
1990 1989
Total Consumer Loans$803.80 $752.10
Annual % change 6.9 10.7
Percent nonperforming
Percent charged off
Home Equity Lines 61.4 50.8
Annual % change 20.9 27
Percent nonperforming
Percent charged off
Home Mortgage Loans 338.9 300.1
Annual % change 12.9 14.7
Percent nonperforming
Percent charged off
Credit Card Loans 133.6 131.5
Annual % change 1.6 12.2
Percent nonperforming
Percent charged off
All Other Consumer L 269.9 269.7
Annual % change 0.1 3.5
Percent nonperforming
Percent charged off
Total Loans (Consume$2,110.20$2,058.20
Annual % change 2.5 6.5
Percent noncurrent 3.7 3
Percent charged off 1.43 1.14
Source: FDIC Quarterly Banking Profile
