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(dollars in millions)
part 1 of 2
Home Equity
Lines of Credit
Rank 12/31/98
1 First Citizens Bancshares, Raleigh, N.C$621.20
2 SouthTrust Corp., Birmingham, Ala. 1,170.10
3 Fulton Financial Corp., Lancaster, Pa. 101.8
4 Bank of Tokyo Mitsubishi 657.6
5 Commerce Bancshares Inc., Kansas City, 202.4
6 Compass Bancshares Inc., Birmingham, Al 236
7 CCB Financial Corp., Durham, N.C. 342.4
8 First National of Nebraska, Omaha 83
9 National City Corp., Cleveland 2,558.20
10 Sanwa Bank California, San Francisco 157.9
part 2 of 2
Home Equity % Nonperforming
Open-end Revolving Open-end Revolving Lines
Line of Credit of Credit Only
Rank % Chg. 12/31/98 12/31/97
1 First Citizens Bancshar 2.02% 0.01% 0.00%
2 SouthTrust Corp., Birmi 43.1 0.01 0.12
3 Fulton Financial Corp., 5.85 0.01 0.01
4 Bank of Tokyo Mitsubish -21.45 0.03 0.13
5 Commerce Bancshares Inc 2.66 0.06 0.19
6 Compass Bancshares Inc. -5.35 0.09 0.1
7 CCB Financial Corp., Du 4.95 0.09 0.06
8 First National of Nebra -0.84 0.09 0.11
9 National City Corp., Cl 1.56 0.1 0.25
10 Sanwa Bank California, -1.59 0.11 0.19
