MAR 21, 2005 2:00am ET

Benefits Chip Test Trimmed But on Schedule

Plans for a multistate test using smart cards for government benefits have been scaled back, but the test is on track to begin in early 2006.

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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?

Yes. Facebook Credits threatens to cut off banks from transactions and customer data.

12%

No. A system the enables users to pay for online games and page upgrades is a harmless niche.

32%

Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

56%

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