JAN 18, 2007 2:00am ET

4Q Earnings: Popular Off 54% But Upbeat

Despite reporting lower fourth-quarter earnings Wednesday, Popular Inc. has taken a more optimistic tone - something it lacked for much of last year.

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Emailed

Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?

Yes. Facebook Credits threatens to cut off banks from transactions and customer data.

12%

No. A system the enables users to pay for online games and page upgrades is a harmless niche.

32%

Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

56%

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