SEP 16, 2009 7:35pm ET

Risks Are Many, But Half-Dozen Stand Out

Banking companies are better off than they were a year ago, but as the saying goes, past performance is not necessarily indicative of future results.

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Emailed

Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?

Yes. Facebook Credits threatens to cut off banks from transactions and customer data.

12%

No. A system the enables users to pay for online games and page upgrades is a harmless niche.

32%

Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

56%

Technology