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Destination Is Clear, But Journey Isn't

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In another paradox courtesy of a financial crisis that has been chock full of them, there appears to be more of a consensus on where the banking industry is heading than on where ...

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The $25 billion mortgage robo-signing settlement is:
Political extortion from the banks in an election year
A slap on the wrist — the banks put reserves away for this long ago, they won't even feel it
A source of relief for both banks and homeowners that could help the housing market and economy recover
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