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Building Loyalty, Not Profits, With Small-Dollar Lending

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Nearly two years ago the FDIC set out to examine whether banks could make money by offering small loans to cash-strapped consumers, and with the pilot program scheduled to end in February ...

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The $25 billion mortgage robo-signing settlement is:
Political extortion from the banks in an election year
A slap on the wrist — the banks put reserves away for this long ago, they won't even feel it
A source of relief for both banks and homeowners that could help the housing market and economy recover
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