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March 1, 2012

Feedback: No Sympathy for Freeloaders

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To the Editor:
The big banks have had a 50 year subsidy by not having to pay insurance premium/fee/tax on all their liabilities, like community banks basically do (because small banks have small wholesale funds).

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What the Mortgage Settlement Means to Banks
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The $25 billion mortgage robo-signing settlement is:
Political extortion from the banks in an election year
A slap on the wrist — the banks put reserves away for this long ago, they won't even feel it
A source of relief for both banks and homeowners that could help the housing market and economy recover

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Dashboards: How's Business? Ask your Data!
The End of the Magstripe?
The State of EMV Smartcards in the U.S.
A Lower Risk, Evolutionary Approach to Banking Transformation

Conferences
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17th Annual Best Practices in Retail Financial Services Symposium
March 11-13, 2012
Boca Raton Resort & Club, Boca Raton, FL
16th Annual National Collections & Credit Risk Conference
March 14-16, 2012
Hyatt Regency New Orleans, New Orleans, LA
6th Annual Mortgage Servicing Conference
April 17-19, 2012
Omni Mandalay Hotel at Las Colinas, Dallas (Irving), TX
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