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"We need to work together with lenders to address the difficulties created by credit overlays that restrict otherwise reliable borrowers from obtaining FHA-insured loans," Galante says.

FHA Working on Plan to Increase Lending, Reduce Banks' Risk

by Kate Berry
APR 3, 2013 5:41pm ET
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The plan, which was first reported by the Washington Post, sounds similar to a framework the Federal Housing Finance Agency unveiled in September to help alleviate mortgage lenders' concerns about exposure to bad loans.

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