SMALL-TOWN FEEL: "People know quickly if someone here is trying to make waves," says Margaret Pettyjohn, executive vice president of retail banking at American Savings Bank.

Hawaiian Banks Brace for Incursions by Tech-Wielding Mainlanders

Three companies control banking in Hawaii, but they acknowledge that their dominant position could be coming to an end as the local economy changes and mainland banks can use online services to more easily compete from a distance.

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