Analytics

Student and auto lending both jumped in the 12-month period ended in July, according to an Equifax report released last week.

Ohio officials want child support agencies in the 88 counties across the state to improve collection rates 10% by 2015. The state’s average collection rate is currently 67.3%.

A Pennsylvania lawmaker has proposed a bill to force collection agencies to disclose in writing the amount they claim the consumer owes and the age of the debt they are trying to collect.

Germany suffers from a high rate of card not present fraud, according to new data from predictive analytics and decision management software company FICO.

U.S. merchants are in for a rude awakening if they do not prepare for the spike in e-commerce fraud that will likely follow the shift to EMV-chip cards at the point of sale.

It’s easier to sell a person something he wants than to scare him into buying protection from something he wants to avoid. That’s particularly applicable when it comes to selling payments security.

A European EMV migration technology provider plans to make itself known to more U.S. payments companies.

The St. Louis-based grocery chain Schnucks Markets Inc. continues to face legal woes, four months after disclosing that up to 2.4 million credit and debit card numbers were exposed in a data breach initiated last December.

Online lender Western Sky Financial will stop funding loans on Sept. 3 amid rising legal battles with authorities in several states.

Crystal Clear Payments is fighting fraud by rapidly changing permissions in response to evolving risk.

Lawyers for clothing retailer Genesco Inc. last week requested summary judgment on its request to dismiss $10,000 in data breach fines from Visa Inc.

Canadian consumers increased their debt burdens in the past year despite new efforts by regulators to tighten lending standards in the country, according to Equifax Canada's Q2 2013 National Consumer Credit Trends Report.

Fraudsters are once again taking a shine to using tin foil to tamper with the satellite dishes that gas stations use to transmit payment card data to authorizing banks and processors.

The average balance on third-party collection accounts fell in the second quarter ended June 30 to $1,409 per account, down from $1,433 in the first quarter, according to the New York Federal Reserve Bank's Quarterly Report on Household Debt and Credit.

MasterCard's biometric security venture with the South African Social Security Agency has helped the agency distribute more than 10 million active MasterCard debit cards throughout the country.

Online publisher ClickBank is using payment information to help vet the businesses that use its service.

Continuity Software plans to release software to detect weaknesses in the technology that connects data storage to servers, potentially spotting areas where payments data is at risk of being lost.

Gas station owners may have the most difficult task of any retailers in preparing for mobile payments and EMV cards because of their dated systems and equipment — and because many of their customers fear that using their phones at the pump will cause fires.

PayPal has made its portable chip-and-PIN card reader, called PayPal Here, available to all merchants in the U.K.

Trustwave and Transaction Network Services (TNS) plan to jointly provide an encryption service designed to shield payment card information.