David Heun is an associate editor for technology at American Banker.
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The onset of artificial intelligence and machine learning could serve as the safety net some companies need, providing a different and more thorough twist on traditional underwriting and credit checks.
By David HeunAugust 8 -
The company has tested Harbortouch Bar & Restaurant software at 50 locations and has informed independent sales organizations the service is ready to deploy for restaurant clients.
By David HeunAugust 7 -
The partnership targets home improvement and some health care merchants that accept American Express. These merchants will be able to drive more sales by providing financing options for large purchases.
By David HeunAugust 6 -
Business owners are understandably reluctant to allow employees, contractors and freelancers take the company credit card. But asking them to use a personal card raises other issues, such as scanning receipts for reimbursement.
By David HeunJuly 31 -
One way for acquirers and independent sales organizations to stand out in a highly competitive field is to devote a part of their business to worthy causes.
By David HeunJuly 30 -
In a post-Equifax world, independent sales organizations, acquirers and payment processors are under much more scrutiny over merchant account applications and underwriting.
By David HeunJuly 30 -
Joe Kaplan, former president of the Electronic Transactions Association and most recently CEO of Paya, died unexpectedly on July 26.
By David HeunJuly 27 -
Mark Horwedel, the outgoing Merchant Advisory Group CEO, wasn't always on the merchants' side. Through much of the 1970s through 1990s, his career path placed him firmly in the world of bankers.
By David HeunJuly 27 -
Forget the stereotype that a cybercriminal has to be tech-savvy to get the job done. Their true gift is in social engineering.
By David HeunJuly 26 -
To consolidate the data flows that are increasingly becoming part of real-time payment processing, Ingenico is turning to MapR Technologies to provide artificial intelligence and analytics to its platform.
By David HeunJuly 24 -
Digital money platform Wirex has added a Ripple cryptocurrency wallet to its portfolio, giving its users the ability to exchange and spend Ripple's XRP token through their Wirex Visa cards.
By David HeunJuly 24 -
At its current pace, the Global Payments Division of INTL FCStone Ltd. says it could process more than $1 billion in payments each year in Brazil.
By David HeunJuly 24 -
Bank of America Merrill Lynch has launched a mobile application to support commercial prepaid card programs and their cardholders.
By David HeunJuly 23 -
Digital payments are becoming a critical aspect of nearly every new service for merchants or financial institutions.
By David HeunJuly 20 -
If an employee is in need of money and struggling to wait for payday, ZayZoon wants "payday" to mean any day the employee chooses to receive those funds from an employer.
By David HeunJuly 18 -
London-based Shieldpay will expand its reach in the U.S. this year through a partnership with AutoClassics.com.
By David HeunJuly 17 -
Though Costco is no longer called out in the New York issuer's earnings calls, the loss of that business added fuel to a change within the company that is showing results.
By David HeunJuly 17 -
Paysafe Group will launch an in-store and online installment payment service to serve a growing appetite it sees in the U.S. and Canada.
By David HeunJuly 17 -
As technology advances for business-to-business or cross-border transactions, the accompanying messaging standard must evolve at the same rapid pace.
By David HeunJuly 16 -
The U.S. Securities and Exchange Commission is putting its weight behind allegations of insider trading that Heartland Payment Systems has levied against its former CEO.
By David HeunJuly 11


















