John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Safe Cash is cozying up to banks by portraying itself as an alternative to two very different corners of financial servicesthe established Swift bank transfer network and bitcoin, arguably the most well-known virtual currency.
By John AdamsMarch 7 -
In the payments industry, tokenization is often portrayed as a new or futuristic security method, better suited for the world of mobile wallets than the era of magstripe cards. But SeatGeak decided early on to make it a cornerstone of its mobile commerce experience.
By John AdamsMarch 4 -
Of all the initials small to mid-sized merchants hear during the digital payments migration"EMV," NFC," "mPOS"an older abbreviation may finally pry open the door to widespread payments automation: CRM.
By John AdamsMarch 3 -
Finding a parking spot is never fun, especially when traveling to an unfamiliar area. But as cars get smarter, so do parking payments.
By John AdamsMarch 2 -
Quick service restaurants often have to make technology decisions faster than other restaurant categories, and the regional fried chicken chain Zaxby's is no exception.
By John AdamsMarch 1 -
In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have forgotten: business payment automation.
By John AdamsFebruary 29 -
In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have forgotten: Business payment automation.
By John AdamsFebruary 29 -
Interac, the Canadian debit network, has frequently spearheaded contactless payments innovation. It is now taking steps to extend this tradition to mobile commerce.
By John AdamsFebruary 26 -
As wearable technology advances, it is taking a back seat to the designs that will have these high-tech features woven in.
By John AdamsFebruary 25 -
Chinese banks will reportedly pay half of what U.S. banks are forking over to support Apple Pay, a sizable gap that's due to Apple's relative fame in different parts of the world and the sizeable hype behind the product's U.S. launch in 2014.
By John AdamsFebruary 23 -
Starbucks' loyalty program will soon reward bonus points based on money spent rather than recognizing individual purchases, a change designed to ease workflow and increase participation rather than dilute benefits, company executives said Monday morning.
By John AdamsFebruary 22 -
Online gambling is like gun shows and weedlegal and very lucrative, though with enough regulatory baggage that most service providers are reluctant to go near them.
By John AdamsFebruary 22 -
They are barely out of college, but this young generation of consumers has already shortened payment technology cycles, forced virtual currency into the mainstream, and left processors scrambling to stay relevant.
By John AdamsFebruary 19 -
Cardless ATMs are still a rare sight in the U.S., but the use cases are proliferating for companies that want to upend traditional cash machines.
By John AdamsFebruary 18 -
Football season may be over, but the game is just getting started for the payment companies that saw the Super Bowl as their own proving ground.
By John AdamsFebruary 17 -
The speed required by omnichannel commerce extends not only to payments and processing, but increasingly, also to vetting, registering and onboarding new users.
By John AdamsFebruary 17 -
Visa has accumulated a 9.99% stake in Square, according to a filing with the Securities and Exchange Commission, giving a boost to the mobile point of sale company, which has faced challenges recently.
By John AdamsFebruary 12 -
The app ecosystem has enabled payments to blend almost invisibly into the background of many cash-based services, such as ride-sharing and food delivery, but sometimes there is a need to let payments take center stage.
By John AdamsFebruary 12 -
Most consumers, when dining, still enjoy the simplicity of dropping cash on the table than using something newer, like an EMV card or a mobile wallet, even when those payment forms are becoming more commonplace in other stores.
By John AdamsFebruary 11 -
Heartland Payment Systems is quickly accumulating technology to serve smaller merchants and restaurants, two key pieces of the services that made the processor attractive to Global Payments, which is in the midst of acquiring Heartland.
By John AdamsFebruary 9
