John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The bank aims to use new tech to make account-to-account transfers for merchants an easier option than credit cards.
By John AdamsSeptember 13 -
Low-code programming, which uses easy-to-understand visual elements to guide upgrades, is catching on with fintechs that want to avoid large projects.
By John AdamsSeptember 11 -
A point of sale glitch puts smaller sellers in a bind: They can refuse sales, fall back to cash and checks or take a leap of faith and absorb any transactions that fail after their systems come back online.
By John AdamsSeptember 8 -
Financial institutions struggle to connect emotionally with consumers, according to research from American Banker's publisher. Barclays and Bank of America say digital delivery and targeted incentives have found success.
By John AdamsSeptember 8 -
A member of the European Central Bank's board said private sector digital coins like PayPal's could harm competitive balance, Santander makes candy harts with romance scam slogans, and more.
By John AdamsSeptember 6 -
Central bank digital currencies may be years away in larger countries, but payment companies are building international networks now. Here's why.
By John AdamsSeptember 6 -
By partnering with processors Worldpay and Nuvei to use Circle's USDC for B2B transactions, the card network can demonstrate the utility of digital assets on a broad scale.
By John AdamsSeptember 5 -
Dama Financial's new CEO Pat O'Boyle is trying to make his firm the "weed department" for reluctant financial institutions. He has heavy competition — and a reluctant target market.
By John AdamsSeptember 4 -
In a tough time for buy now/pay later lending, the fintech hopes to pivot its strategy while removing the pressures that come from public shareholders.
By John AdamsSeptember 1 -
Rent gateway Piñata and marketing app Shopmium are trying to lure consumers with incentives that don't accumulate balances as consumer debt increases.
By John AdamsAugust 31 -
The card network is working with the Bank of Montreal and the fintech Extend to enable businesses to approve and track in-store payments via employees' own digital wallets.
By John AdamsAugust 30 -
Ireland's central bank holds loan data for too long, Bank of America enables two-way corporate disbursements in Canada, and more.
By John AdamsAugust 30 -
The bank's retail clients can enable iPhones to accept payments without extra hardware, raising the stakes for any company that competes with the bank for merchant clients.
By John AdamsAugust 28 -
Investment in machine learning is outpacing consumer interest on the ground. Here's what companies like FIS and Marqeta are doing while waiting for demand to catch up.
By John AdamsAugust 24 -
The longtime payments executive plans to maintain the company's alternative pricing as a way to address the growing criticisms of interchange.
By John AdamsAugust 21 -
The company, which became independent in July, will rely on the cloud to reach new markets.
By John AdamsAugust 18 -
Bank of Ireland ATM glitch spurs mistaken withdrawals, Stablecoin issuers get rules in Singapore, ANZ is looking for money mules, and more.
By John AdamsAugust 16 -
President and COO Dave Glaser discusses his company's strategy as demand builds for services that could stress older systems.
By John AdamsAugust 15 -
The fintech is relying on Alex Chriss' experience in melding technology with marketing to ignite growth with small-business and consumer users.
By John AdamsAugust 14 -
The product, which is both popular and controversial in consumer financial services, is attracting interest from merchants that don't want to pay high interest for a traditional loan.
By John AdamsAugust 11




















