John Adams

Despite some glitches that are hampering vigorous adoption, the companies targeting mobile payments are finding success in forging brand connections. The problem is their connections are with narrow constituencies, and are often based on competencies beyond mobile payments.

The use of electronic payments can have a positive impact on national economies, with nearly $127 billion added to the U.S.'s gross domestic product (GDP) in the past four years, according to a study conducted for Visa by Moody's Analytics.

Eager to ply consumer data analytics as a carrot for issuers, MasterCard Advisors on Thursday announced a development partnership with data analytics company Mu Sigma, in which MasterCard purchased an equity stake.

This week's big bust of a credit card theft ring emphasizes the difficulty issuers face in locating fraudsters and the limitations of technology that can go only so far in mitigating the threat.

The Europay, MasterCard and Visa (EMV) and Single Euro Payments Area (SEPA) standards don't appear to have a lot in common, but there is one alarming similarity — the tortoise-like pace of migration which threatens deadlines for both.

MACH, looking for a way to sell carrier billing services in the U.S. and expand in other markets, says it’s found the right partner in mobile payments company payvia.

Loss mitigation strategies for the payments business are getting a technology makeover that includes the same kind of emerging analysis used to attract consumers in the first place.

As Loylogic traverses the world looking for more than just a single partner for its rewards redemption app, it's attempting to sweeten the user experience by reducing the amount of navigation needed at the point of sale.

Social networking has become so common and broad-based in its use that banks have no choice but to incorporate social networking into their marketing efforts. Here are five ways they can do that.

Western Union is expanding its relationship with MasterCard on two fronts, by focusing narrowly on tax preparation stores with a prepaid card and expanding its remittance program in Latin America.

At Federal Home Loan Bank of Atlanta, switching to agile software development methods has improved efficiency and reduced errors.

Social networking is maturing in financial services. Bankers, technologists and other experts weigh in on the top trends that will move social networking to even greater heights in the future.

Mobile remote check deposits are becoming table stakes, and mobile photo bill payment may be close behind. But concerns about image quality will need to be assuaged first.

The patent positions the company to "own" parts of the technology that help calculate required mortgage fee disclosures.

CO-OP Financial Services hopes the model used in one of the oldest staples of credit union cooperation, the shared branch, can drive new digital commerce innovation such as person-to-person payments.

Empire Bank's push to get small businesses to use electronic transactions focuses on clarifying terms that banks and businesses often use differently.

CO-OP Financial Services hopes the model used in one of the oldest staples of credit union cooperation, the shared branch, can drive new digital commerce innovation and help get a leg up on banks.

Dodd-Frank and Basel III mandated stress testing will require substantial data management changes and investments by bank IT shops. Compliance experts say getting the data infrastructure in order now can go a long way toward easing pain in the future.

There's no shortage of data for banks to harness or advice about how to use the consumer and economic information that's now available.

Bridge Community Bank is using a digital identity that combines user information with the person's fingerprints and headshots.