Melinda Lucy (formerly Huspen) covers financial technology for American Banker and is based in New York, NY. Previously, she was a business reporting intern with Digital Insurance via the Dow Jones News Fund. She is a graduate of Fordham University with a major in communications/journalism and a minor in business.
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Citizens reduced screen scraping 95% through application programming interfaces. Now it's extending them to business accounts.
By Melinda LucyMay 21 -
The Cincinnati-based bank has partnered with the fintech Trust & Will to make estate planning easy, accessible — and free.
By Melinda Lucy and Nathan PlaceMay 19 -
After a drop in fintech venture capital exit value from IPOs, neobanks and other financial tech startups are closely watching Chime's initial public offering.
By Melinda LucyMay 16 -
The neobank filed for an initial public offering on Tuesday shortly after announcing a new office lease in New York City.
By Melinda Lucy and Joey PizzolatoMay 13 -
The 29 companies that made this year's list offered flexible work schedules, generous amounts of paid time off and fun activities to keep employees happy.
May 13 -
The credit union partnered with Bloom Credit to offer members a new way to build their credit score by sharing rent and utility payment data.
By Melinda LucyMay 7 -
The two companies are collaborating to bring enterprise AI to Box users.
By Melinda LucyMay 2 -
Fintechs that want to acquire bank charters face multiple obstacles, from increased regulatory scrutiny to stiff competition from established banks.
By Melinda LucyApril 30 -
Global fintech funding broke $10 billion in the first quarter of 2025 due to increased investment in artificial intelligence and digital asset funding rounds like the $2 billion Binance deal.
By Melinda LucyApril 28 -
The parent company of Regions Bank released modest growth first-quarter earnings, anticipating a slowdown in the economy due to market volatility.
By Melinda LucyApril 17 -
The new z17 mainframe, unveiled in a launch event this week, also comes with quantum-resistant encryption.
By Melinda LucyApril 11 -
The OCC's approval of SmartBiz buying a bank opens the door to other fintech M&A deals for accessing bank charters, which can help a fintech stay in business.
By Melinda LucyApril 4 -
The new system is intended to help trading partners improve liquidity, mobility and speed, the organization said.
By Melinda LucyApril 2 -
An executive order requiring the government to stop issuing paper checks is expected to help banks, which have seen a rise in check fraud with the introduction of mobile deposits and digital check imaging.
By Melinda LucyApril 1 -
The trading app provider has debuted wealth management services, and will be rolling out banking and new AI-powered investment tools later in the year.
By Melinda LucyMarch 27 -
The digital bank announced upgrades to its online and mobile platforms that let users see financial information from multiple accounts on one dashboard.
By Melinda LucyMarch 26 -
A recent American Bankers Association survey showed improvement since 2022, but overall scores are still lower than in 2020 and gaps widened between providers.
By Melinda Lucy and Frank GarganoMarch 21 -
The small-business lender bought a Chicago community bank in what some experts say will be the first of many such deals.
By Melinda LucyMarch 20 -
The Geneva-based core banking provider is hiring U.S. tech talent to build AI-powered solutions for banks.
By Melinda LucyMarch 18 -
The Queens, New York-based community mutual bank held a grand opening ceremony to open a new office space exclusively for its tech employees.
By Melinda LucyMarch 13



















